1925 Thomas Ave, Charlotte, NC 28205 Property Records

Mecklenburg County property record for 1925 Thomas Ave, Charlotte, NC 28205

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 2,595 sqft · built 1924
Lot Size0.175 acres (7,632 sqft)
OwnerIndividual Name on Record
Last Sale$560,000 (Jul 2009)
Tax Bill$7,769 (2023)
Deeds & MortgagesApr 2017 Mortgage
Apr 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN081-193-39

Property Details

APN / Parcel Number

Primary APN081-193-39

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,595 sqft Heated Area
Gross Area3,347 sqft
1st Floor Area1,397 sqft
Upper Floors Area1,198 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1924
Architectural StyleOther
Exterior MaterialComposition/Composite
Roof MaterialAsphalt
Lot Area7,632 sqft (0.175 acres)
PorchPorch
Porch Area128 sqft
Deck Area220 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number081-193-39
Street Address1925 THOMAS AVE
CityCHARLOTTE
StateNC
Zip28205-3054
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-5 (HD)
Legal DescriptionL1 B4 M3 39
Legal SubdivisionJOHNSTON COURT 03
Legal Block4
Legal Lot Number1
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group3
Census Block3003
Census Tract1000

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address1925 THOMAS AVE, CHARLOTTE, NC 28205-3054
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 11, 2017Deed of Trust, Mortgage · Commercial Mortgage
PNC BANK NA
Apr 11, 2017Deed of Trust, Mortgage · Commercial Mortgage
PNC BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 9, 2009 · Amount on Record
Deed SaleJul 9, 2009 · Amount on Record
Prior SaleJul 28, 2005 · Amount on Record
Deed Document Number0024910427
Deed Book / Page24910 / 427
Record UpdatedJun 7, 2026

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address1925 THOMAS AVE, CHARLOTTE, NC 28205-3054
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000046433
DateApr 11, 2017
Book Page31709/162
Instrument2017046433
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term443 Months
DueMar 22, 2054
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address1925 THOMAS AVE, CHARLOTTE, NC 28205-3054
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000046426
DateApr 11, 2017
Book Page31709/124
Instrument2017046426
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term144 Months
DueApr 5, 2029

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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