1925 Terrakappa Ave, Spring Valley, CA 91977 Property Records

San Diego County property record for 1925 Terrakappa Ave, Spring Valley, CA 91977

Property Summary

Property TypeDuplex
Details3 bd · 2.5 ba · 1,479 sqft · built 1973
Lot Size0.259 acres (11,297 sqft)
Owner2 Individual Names on File
Last Sale$525,000 (Oct 2021)
Tax Bill$7,228 (2025)
Deeds & MortgagesOct 2021 Transfer
Oct 2021 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN578-311-32-01

Property Details

APN / Parcel Number

Primary APN578-311-32-01

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,479 sqft Living Area

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Architectural StyleDuplex Single
Lot Area11,297 sqft (0.259 acres)
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Location & Zoning

Street Address1925 TERRAKAPPA AVE
CitySPRING VALLEY
StateCA
Zip91977-3547
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeRV
Legal DescriptionLOT 99 US X DOCS72-239434&281089&INT IN LOT12MP7180&IN TR 007321
Legal SubdivisionTERRA IT
Legal Tract007321
Legal Block3
Legal Lot Number99,12
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group3
Census Block3000
Census Tract13906

Owner

Source: San Diego County records · APN 578-311-32-01

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1925 TERRAKAPPA AVE, SPRING VALLEY, CA 91977-3547
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Oct 13, 2021Intrafamily Transfer, Transfer
CORINTHIAN TITLE-SD, CORINTHIAN TITLE
Oct 12, 2021Intrafamily Transfer, Transfer
CORINTHIAN TITLE-SD, CORINTHIAN TITLE
Oct 12, 2021Grant Deed, Transfer · FHA Mortgage
JMJ FINANCIAL GROUP
Aug 19, 2019Intrafamily Transfer, Transfer · Conventional Mortgage
BANNER BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 12, 2021 · Amount on Record
Deed SaleOct 12, 2021 · Amount on Record
Prior SaleJul 17, 2008 · Amount on Record
Deed Document Number2021711761
Prior Transfer DateOct 07, 2021
Prior Transfer Doc0000712050
Record UpdatedSep 20, 2026

October 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateOct 13, 2021
Property Address1925 TERRAKAPPA AVE, SPRING VALLEY, CA 91977-3547
Document Number0000712050
Map ReferenceMAP 7321
Instrument DateOct 07, 2021
Instrument2021-0712050
Transaction TypeTransfer
Record UpdatedOct 22, 2021
Title CompanyCORINTHIAN TITLE-SD, CORINTHIAN TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1925 TERRAKAPPA AVE, SPRING VALLEY, CA 91977-3547

October 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateOct 12, 2021
Property Address1925 TERRAKAPPA AVE, SPRING VALLEY, CA 91977-3547
Document Number0000711760
Map ReferenceMAP 7321
Instrument DateOct 07, 2021
Instrument2021-0711760
Transaction TypeTransfer
Record UpdatedOct 27, 2021
Title CompanyCORINTHIAN TITLE-SD, CORINTHIAN TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1925 TERRAKAPPA AVE, SPRING VALLEY, CA 91977-3547

October 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateOct 12, 2021
Property Address1925 TERRAKAPPA AVE, SPRING VALLEY, CA 91977-3547
Document Number0000711761
Map ReferenceMAP 7321
Instrument DateSep 16, 2021
Instrument2021-0711761
Transaction TypeTransfer
Record UpdatedOct 27, 2021
Title CompanyCORINTHIAN TITLE-SD, CORINTHIAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1925 TERRAKAPPA AVE, SPRING VALLEY, CA 91977-3547

Mortgage

Document Number0000711762
DateOct 12, 2021
Instrument2021-0711762
Lender
NameJMJ FINANCIAL GROUP
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2051

August 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateAug 19, 2019
Property Address1925 TERRAKAPPA AVE, SPRING VALLEY, CA 91977-3547
Document Number0000350778
Map ReferenceMAP 7321
Instrument DateAug 14, 2019
Instrument2019-0350778
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1925 TERRAKAPPA AVE, SPRING VALLEY, CA 91977-3547

Mortgage

Document Number0000350779
DateAug 19, 2019
Instrument2019-0350779
Lender
NameBANNER BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2049

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Secondary School DistrictGrossmont Union High School District (09 - 12)
Elementary School DistrictLa Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$568,275 (+2%) Land $324,729 Building $243,546
2025$7,228.00 (+7%) Homeowner's exemption$557,133 (+4.04%) Land $318,362 Building $238,771
2023$6,755.00 (+1.55%) Homeowner's exemption$535,500 Land $306,000 Building $229,500
2022$6,652.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730139063, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2018)
Claims Outside the SFHA1 of 1
Most Recent ClaimDec 2018 · rainfall accumulation

Wildfire

Wildfire RiskLow
lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 572 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: AT&T.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemHELIX WATER DISTRICT
serves 277,918 people
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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