1925 Stevens Dr, Chester, MD 21619 Property Records

Queen Anne's County property record for 1925 Stevens Dr, Chester, MD 21619

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,864 sqft · built 1977
Lot Size	0.346 acres (15,075 sqft)
Owner	Individual Name on Record
Last Sale	$397,000 (Feb 2021)
Tax Bill	$3,943 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Feb 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-046412`

Property Details

APN / Parcel Number

Primary APN	`04-046412`
Alternative APNs	`4046412` `046412`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,864 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	15,075 sqft (0.346 acres)
Lot Dimensions	201 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	136 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	046412
Street Address	1925 STEVENS DR
City	CHESTER
State	MD
Zip	21619-2157
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NC-15
Legal Description	LOT 23-BLK A HARBOR VIEW
Legal Subdivision	RE SUBDIVISION OF SECTION 2A HARBOR VIEW
Legal Block	A
Legal Lot Number	23
Jurisdiction	QUEEN ANNE'S MD
Township / Civil Division	4, KENT ISLAND
Census Block Group	2
Census Block	2010
Census Tract	811000

Owner

Source: Queen Anne's County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1925 STEVENS DR, CHESTER, MD 21619-2157
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Feb 9, 2021	Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP
Aug 7, 2019	Grant Deed, Transfer NEWLYN TITLE ASSURANCE COMPANY INC, NEWLYN TITLE ASSURANCE CO INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 9, 2021 · Amount on Record
Deed Sale	Feb 9, 2021 · Amount on Record
Prior Sale	Aug 7, 2019 · Amount on Record
Deed Book / Page	3600 / 178
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	QUEEN ANNE'S MD
Property Address	1925 STEVENS DR, CHESTER, MD 21619-2157
Transaction Type	Mortgage
Record Updated	Jun 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1925 STEVENS DR, CHESTER, MD 21619-2157

Mortgage

Document Number	0040590007
Date	Jun 10, 2022
Book Page	4059/7

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	343 Months
Due	Jan 1, 2051

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	QUEEN ANNE'S MD
Recording Date	Feb 9, 2021
Property Address	1925 STEVENS DR, CHESTER, MD 21619-2157
Document Number	0036000178
Book / Page	3600 / 178
Map Reference	MB 1 FO 58
Instrument Date	Dec 7, 2020
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	TUMKEY TITLE LLC, TURNKEY TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	1925 STEVENS DR, CHESTER, MD 21619-2157

Mortgage

Document Number	0003600184
Date	Feb 9, 2021
Instrument	3600/184

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2051

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	QUEEN ANNE'S MD
Recording Date	Aug 7, 2019
Property Address	1925 STEVENS DR, CHESTER, MD 21619-2157
Document Number	0031330121
Book / Page	003133 / 000121
Instrument Date	Aug 1, 2019
Transaction Type	Transfer
Record Updated	Aug 15, 2019
Title Company	NEWLYN TITLE ASSURANCE COMPANY INC, NEWLYN TITLE ASSURANCE CO INC

Transaction

Amount	Amount Recorded
Tax	$189.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	145 GOVERNORS WAY S QUEENSTOWN MD 216581652, QUEENSTOWN, MD 21658-1652

Tax Assessment & Valuation

Source: Queen Anne's County assessment roll, as of August 12, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Queen Anne's County
Unified School District	Queen Annes County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$436,600 (+14.17%) Land $162,500 Building $274,100	$436,600 (+14.17%) Land $162,500 Building $274,100
2025	$3,943.00 (+9.47%)
2023	$3,602.00	$382,400 Land $151,000 Building $231,400	$382,400 Land $151,000 Building $231,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 101 policies
Nearby Flood Policies	101 in force
Nearby Flood Claims	94 (1979–2024)
Claims Outside the SFHA	13 of 94
Most Recent Claim	Aug 2024 · tidal / storm surge
Claims by Event	Hurricane Isabel, Sep 2003 · 60 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 89% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Talkie Communications Fiber	10,000 / 10,000
Breezeline Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: BridgeMAXX Suncoast Broadband, Verizon, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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