1925 Spruce Ave, Longmont, CO 80501 Property Records

Boulder County property record for 1925 Spruce Ave, Longmont, CO 80501

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.75 ba · 3,296 sqft · built 1963
Lot Size	0.355 acres (15,451 sqft)
Owner	2 Individual Names on File
Last Sale	$517,000 (Oct 2015)
Tax Bill	$6,610 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Sep 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1315-04-3-11-010`

Property Details

APN / Parcel Number

Primary APN	`1315-04-3-11-010`
Alternative APNs	`R0045468` `0045468`

Interior

Bedrooms	4 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,296 sqft Living Area
Gross Area	4,558 sqft
1st Floor Area	2,414 sqft
Basement Area	1,568 sqft
Finished Basement	882 sqft
Unfinished Basement	686 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1963
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Wood Shingle
Construction Type	Frame
Roof Material	Asphalt
Lot Area	15,451 sqft (0.355 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Deck Area	286 sqft
Patio Area	446 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0045468
Street Address	1925 SPRUCE AVE
City	LONGMONT
State	CO
Zip	80501-4756
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 VALLEY VIEW
Legal Range	69
Legal Township	2N
Legal Section	04
Legal Subdivision	VALLEY VIEW - LG
Legal Block	5
Legal Lot Number	10
Jurisdiction	BOULDER CO
Township / Civil Division	LONGMONT
Census Block Group	5
Census Block	5019
Census Tract	13302

Owner

1925 Spruce Ave is owned and occupied by two individuals who bought it in October 2015.

Source: Boulder County records, as of September 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1925 SPRUCE AVE, LONGMONT, CO 80501-4756
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2025	Deed of Trust, Mortgage · Line of Credit BOKF NA
Sep 13, 2021	Deed of Trust, Mortgage · Line of Credit COMMUNITY BANKS OF COLORADO
Feb 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage NBH BANK NA
Jul 31, 2017	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF OMAHA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 22, 2015 · Amount on File
Deed Sale	Oct 22, 2015 · Amount on File
Prior Sale	Aug 4, 2006 · Amount on File
Deed Document Number	20153481068
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	1925 SPRUCE AVE, LONGMONT, CO 80501-4756
Transaction Type	Mortgage
Record Updated	Dec 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1925 SPRUCE AVE, LONGMONT, CO 80501-4756

Mortgage

Document Number	0004112541
Date	Dec 9, 2025
Instrument	4112541

Lender

Name	BOKF NA
Type	Bank
Address	TULSA, OK 74153

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Jan 1, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	1925 SPRUCE AVE, LONGMONT, CO 80501-4756
Transaction Type	Mortgage
Record Updated	Sep 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1925 SPRUCE AVE, LONGMONT, CO 80501-4756

Mortgage

Document Number	0003913512
Date	Sep 13, 2021
Instrument	3913512

Lender

Name	COMMUNITY BANKS OF COLORADO
Type	Bank
Address	COLORADO SPRINGS, CO 80918

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Sep 20, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	1925 SPRUCE AVE, LONGMONT, CO 80501-4756
Transaction Type	Mortgage
Record Updated	Feb 16, 2021
Title Company	HERITAGE TITLE COMPANY, HERITAGE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003855454
Date	Feb 2, 2021
Instrument	3855454

Lender

Name	NBH BANK NA
Type	Bank
Address	COLORADO SPRINGS, CO 80918

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	1925 SPRUCE AVE, LONGMONT, CO 80501-4756
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003606282
Date	Jul 31, 2017
Instrument	3606282

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank
Address	FORT COLLINS, CO 80521

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 24, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 1925 Spruce Ave was $6,610.

Source: Boulder County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Boulder County
Municipality	Longmont City
Unified School District	St. Vrain Valley School District RE 1J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$63,750 (+1.24%) Land $10,608 Building $53,142	$1,007,500 (-) Land $226,000 Building $781,500
2025	$6,610.00	$62,969 Land $14,125 Building $48,844	$1,007,500 Land $226,000 Building $781,500
2023	$6,066.00 (+17.19%)	$67,985 (+29.96%) Land $15,825 Building $52,160	$1,014,700 (+34.81%) Land $236,200 Building $778,500
2022	$5,176.00	$52,313 Land $11,440 Building $40,873	$752,700 Land $164,600 Building $588,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1925 Spruce Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2013 · Severe Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1925 Spruce Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.8% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LONGMONT serves 104,178 people · EPA ID CO0107485
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
NextLight Fiber	10,000 / 10,000
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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