1925 Sandown Pl, Cambria, CA 93428 Property Records

San Luis Obispo County property record for 1925 Sandown Pl, Cambria, CA 93428

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 672 sqft · built 1973
Lot Size	0.08 acres (3,500 sqft)
Owner	Company Name on Record
Last Sale	$730,000 (Jul 2022)
Tax Bill	$8,355 (2025)
Deeds & Mortgages	Aug 2023 Transfer Jul 2022 Sale & Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`024-034-023`

Property Details

APN / Parcel Number

Primary APN	`024-034-023`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	672 sqft Living Area
1st Floor Area	672 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Construction Type	Wood
Lot Area	3,500 sqft (0.08 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Street Address	1925 SANDOWN PL
City	CAMBRIA
State	CA
Zip	93428-5135
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CAM PINES M U 3 BL 45 LT 1 2 & 3
Legal Subdivision	CAMBRIA PINES MANOR 03
Legal Block	45
Legal Lot Number	1
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	1
Census Block	1004
Census Tract	10403

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	1240 5TH ST, IMPERIAL BEACH, CA 91932-3206
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2023	Intrafamily Transfer, Transfer
Jul 25, 2022	Grant Deed, Transfer · Conventional Mortgage MORGAN HOME LOAN FUNDING CORP
Feb 4, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage E & S FINANCIAL GROUP INC
Feb 5, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Feb 14, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 11, 2019	Affidavit of Death, Transfer PLACER TITLE COMPANY, PLACER TITLE CO.
Jan 11, 2019	Grant Deed, Transfer · Conventional Mortgage E & S FINANCIAL GROUP INC
Jun 21, 2018	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 25, 2022 · Amount on Record
Deed Sale	Jul 25, 2022 · Amount on Record
Prior Sale	Jan 11, 2019 · Amount on Record
Deed Document Number	202230452
Last Transfer Date	Aug 7, 2023
Transfer Doc	0000023766
Record Updated	Sep 20, 2026

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Aug 14, 2023
Property Address	1925 SANDOWN PL, CAMBRIA, CA 93428-5135
Document Number	0000023766
Map Reference	MB 5 PG 12
Instrument Date	Aug 7, 2023
Instrument	2023023766
Transaction Type	Transfer
Record Updated	Aug 24, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1240 5TH ST, IMPERIAL BEACH, CA 91932-3206

July 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jul 25, 2022
Property Address	1925 SANDOWN PL, CAMBRIA, CA 93428-5135
Document Number	0000030452
Map Reference	MB 5 PG 12
Instrument Date	Jun 29, 2022
Instrument	2022030452
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1240 5TH ST, IMPERIAL BEACH, CA 91932-3206

Mortgage

Document Number	0000030453
Date	Jul 25, 2022
Instrument	2022030453

Lender

Name	MORGAN HOME LOAN FUNDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

February 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Feb 4, 2020
Property Address	1925 SANDOWN PL, CAMBRIA, CA 93428-5135
Document Number	0000005756
Map Reference	MB 5 PG 12
Instrument Date	Jan 15, 2020
Instrument	2020005756
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1925 SANDOWN PL, CAMBRIA, CA 93428
Investor	Possibly a Property Investor

Mortgage

Document Number	0000005757
Date	Feb 4, 2020
Instrument	2020005757

Lender

Name	E & S FINANCIAL GROUP INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2050

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Feb 5, 2020
Property Address	1925 SANDOWN PL, CAMBRIA, CA 93428-5135
Document Number	0000005819
Instrument Date	Jan 15, 2020
Instrument	5819
Transaction Type	Transfer
Record Updated	Feb 18, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1925 SANDOWN PL CAMBRIA CA 93428, CAMBRIA, CA 93428

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Feb 14, 2019
Property Address	1925 SANDOWN PL, CAMBRIA, CA 93428-5135
Document Number	0000005258
Instrument Date	Jan 31, 2019
Instrument	5258
Transaction Type	Transfer
Record Updated	Feb 27, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	PO BOX 3666 LOS ANGELES CA 900783666, LOS ANGELES, CA 90078-3666

January 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jan 11, 2019
Property Address	1925 SANDOWN PL, CAMBRIA, CA 93428-5135
Document Number	0000001223
Instrument Date	Dec 14, 2018
Instrument	1223
Transaction Type	Transfer
Record Updated	Jan 23, 2019
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	43 LINDA VISTA ST BENICIA CA 945102230, BENICIA, CA 94510-2230

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jan 11, 2019
Property Address	1925 SANDOWN PL, CAMBRIA, CA 93428-5135
Document Number	0000001224
Instrument Date	Dec 3, 2018
Instrument	1224
Transaction Type	Transfer
Record Updated	Jan 23, 2019
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$402.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1925 SANDOWN PL CAMBRIA CA 93428, CAMBRIA, CA 93428

Mortgage

Document Number	1225
Date	Jan 11, 2019
Instrument	1225

Lender

Name	E & S FINANCIAL GROUP INC
Type	Bank
Address	VENTURA, CA 93003

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 10, 2049

June 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jun 21, 2018
Property Address	1925 SANDOWN PL, CAMBRIA, CA 93428-5135
Document Number	0000025460
Instrument Date	Jun 7, 2018
Instrument	25460
Transaction Type	Transfer
Record Updated	Sep 6, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2915 DARTMOUTH ST BAKERSFIELD CA 933052013, BAKERSFIELD, CA 93305-2013

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Coast Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$774,681 (+2%) Land $530,604 Building $244,077
2025	$8,355.00 (+4.07%)	$759,492 (+4.04%) Land $520,200 Building $239,292
2023	$8,028.00 (+83.83%)	$730,000 Land $500,000 Building $230,000
2022	$4,367.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	8 (1983–2023)
Claims Outside the SFHA	6 of 8
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 71% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMBRIA COMM SERVICES DIST serves 6,038 people · EPA ID CA4010014
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Astound Broadband, Ranch Wifi.

Cell Coverage

5G (outdoors only) and 4G LTE

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