1925 S Ridgeway Ave, Chicago, IL 60623 Property Records

Cook County property record for 1925 S Ridgeway Ave, Chicago, IL 60623

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,254 sqft · built 1890
Lot Size	0.072 acres (3,125 sqft)
Owner	Individual Name on Record
Last Sale	$180,000 (Dec 2021)
Tax Bill	$1,270 (2023)
Deeds & Mortgages	Sep 2025 Mortgage Nov 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-23-322-011`

Property Details

APN / Parcel Number

Primary APN	`16-23-322-011`
Alternative APN	`16-23-322-011-0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,254 sqft Living Area

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1892
Architectural Style	Bungalow
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	3,125 sqft (0.072 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1925 S RIDGEWAY AVE
City	CHICAGO
State	IL
Zip	60623-2563
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RT-4
Legal Description	(LANSINGHS) ADD TO (CHICAGO) SUB OF LTS5-6,15-16, & W 146.17FT OF LTS4&17 IN J H KEDZIES SUB OF PT OF SW SEC 23-39-13
Legal Range	13E
Legal Township	39N
Legal Section	23
Legal Subdivision	LANSINGHS ADD TO CHICAGO
Legal Lot Number	4-6,1
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	2
Census Block	2008
Census Tract	292200

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1925 S RIDGEWAY AVE, CHICAGO, IL 60623-2563
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2025	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Nov 16, 2023	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Dec 10, 2021	Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 10, 2021 · Amount on Record
Deed Sale	Dec 10, 2021 · Amount on Record
Prior Sale	Mar 23, 2010 · Amount on Record
Deed Document Number	202139157
Prior Transfer Date	Dec 28, 2010
Prior Transfer Doc	0000034047
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1925 S RIDGEWAY AVE, CHICAGO, IL 60623-2563
Transaction Type	Mortgage
Record Updated	Oct 17, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1925 S RIDGEWAY AVE, CHICAGO, IL 60623-2563

Mortgage

Document Number	0026924249
Date	Sep 26, 2025
Instrument	2526924249

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	316 Months
Due	Jan 1, 2052

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1925 S RIDGEWAY AVE, CHICAGO, IL 60623-2563
Transaction Type	Mortgage
Record Updated	Dec 4, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1925 S RIDGEWAY AVE, CHICAGO, IL 60623-2563

Mortgage

Document Number	0032041140
Date	Nov 16, 2023
Instrument	2332041140

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	338 Months
Due	Jan 1, 2052

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Dec 10, 2021
Property Address	1925 S RIDGEWAY AVE, CHICAGO, IL 60623-2563
Document Number	0034439157
Instrument Date	Dec 2, 2021
Instrument	2134439157
Transaction Type	Transfer
Record Updated	Dec 29, 2021
Title Company	PRAIRIE DOG TITLE COMPANY, PRAIRIE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1925 S RIDGEWAY AVE, CHICAGO, IL 60623-2563

Mortgage

Document Number	0034439158
Date	Dec 10, 2021
Instrument	2134439158

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Interest

Rate Type	Fixed Rate
Rate	2.75%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$10,500 (+75.06%) Land $4,531 Building $5,969	$105,000 (+75.06%) Land $45,310 Building $59,690
2023	$1,270.00 (+2.67%)
2022	$1,237.00	$5,998 Land $3,068 Building $2,930	$59,980 Land $30,680 Building $29,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 875 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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