1925 S Horne St, Oceanside, CA 92054 Property Records

San Diego County property record for 1925 S Horne St, Oceanside, CA 92054

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,229 sqft · built 2000
Lot Size	0.264 acres (11,500 sqft)
Owner	Individual Name on Record
Last Sale	$972,000 (Feb 2019)
Tax Bill	$12,910 (2025)
Deeds & Mortgages	Jan 2023 Second Mortgage Oct 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`153-362-13-00`

Property Details

APN / Parcel Number

Primary APN	`153-362-13-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,229 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	11,500 sqft (0.264 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	1925 S HORNE ST
City	OCEANSIDE
State	CA
Zip	92054-6405
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	BLK A LOT 6 TR 001952
Legal Subdivision	HIGHLANDS
Legal Tract	001952
Legal Block	A
Legal Lot Number	6
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1004
Census Tract	18102

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1925 S HORNE ST, OCEANSIDE, CA 92054-6405
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Oct 7, 2020	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
Nov 8, 2019	Deed of Trust, Mortgage · VA Mortgage USAA
Feb 27, 2019	Grant Deed, Transfer · VA Mortgage PRIMELENDING
Nov 20, 2018	Grant Deed, Construction Loan ANCHOR LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 27, 2019 · Amount on Record
Deed Sale	Feb 27, 2019 · Amount on Record
Prior Sale	Nov 20, 2018 · Amount on Record
Deed Document Number	201969141
Prior Transfer Date	Feb 5, 2016
Prior Transfer Doc	0000067224
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1925 S HORNE ST, OCEANSIDE, CA 92054-6405
Transaction Type	Mortgage
Record Updated	Jan 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1925 S HORNE ST, OCEANSIDE, CA 92054-6405

Mortgage

Document Number	0000003567
Date	Jan 5, 2023
Instrument	2023-0003567

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	178 Months
Due	Nov 1, 2037

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1925 S HORNE ST, OCEANSIDE, CA 92054-6405
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1925 S HORNE ST, OCEANSIDE, CA 92054-6405

Mortgage

Document Number	0000604451
Date	Oct 7, 2020
Instrument	2020-0604451

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1925 S HORNE ST, OCEANSIDE, CA 92054-6405
Document Number	0000001430
Instrument Date	Nov 8, 2019
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1925 S HORNE ST OCEANSIDE CA 920546405, OCEANSIDE, CA 92054-6405

Mortgage

Document Number	0000001430
Date	Jan 2, 2020
Instrument	1430

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 27, 2019
Property Address	1925 S HORNE ST, OCEANSIDE, CA 92054-6405
Document Number	0000069141
Instrument Date	Feb 22, 2019
Instrument	69141
Transaction Type	Transfer
Record Updated	Mar 7, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,069.20
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1925 S HORNE ST OCEANSIDE CA 920546405, OCEANSIDE, CA 92054-6405

Mortgage

Document Number	69142
Date	Feb 27, 2019
Instrument	69142

Lender

Name	PRIMELENDING
Address	DALLAS, TX 75252

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 26, 2049

November 2018: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 20, 2018
Property Address	1925 S HORNE ST, OCEANSIDE, CA 92054-6405
Document Number	0000483393
Instrument Date	Nov 7, 2018
Instrument	483393
Transaction Type	Construction Loan
Record Updated	Dec 3, 2018
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NAT'L TITLE SAN DIEGO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$825.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	315 S COAST HIGHWAY 101 #U232 ENCINITAS CA 920243543, U232, ENCINITAS, CA 92024-3543

Mortgage

Document Number	483394
Date	Nov 20, 2018
Instrument	483394

Lender

Name	ANCHOR LNS
Type	Funding / Finance Company
Address	CALABASAS, CA 91302

Agreement

Amount	Amount Recorded

Mortgage

Document Number	483395,
Date	Nov 20, 2018
Instrument	483395

Lender

Name	SOLO 401K
Address	5 ESCAPADE CT, NEWPORT BEACH, CA 92663-2352

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,173,739 (+2%) Land $910,261 Building $263,478
2025	$12,910.00 (+7.83%)	$1,150,725 (+6.69%) Land $892,413 Building $258,312
2023	$11,972.00 (+1.54%)	$1,078,592 Land $857,760 Building $220,832
2022	$11,791.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Spectrum.

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