1925 Royal Heir Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 1925 Royal Heir Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,397 sqft · built 1997
Lot Size	0.219 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$188,000 (Oct 2012)
Tax Bill	$3,296 (2022)
Deeds & Mortgages	Jul 2022 Line of Credit Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`A972001961`

Property Details

APN / Parcel Number

Primary APN	`A972001961`
Alternative APN	`2-0098-7651-00-0037.0000000`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,397 sqft Living Area
1st Floor Area	1,397 sqft
Basement Area	1,331 sqft
Finished Basement	660 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Architectural Style	Ranch
Exterior Material	Vinyl
Lot Area	9,583 sqft (0.219 acres)
Garage Type	Attached
Garage Area	636 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	427 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	A972001961
Old Parcel Number	A972001961
Street Address	1925 ROYAL HEIR DR
City	O FALLON
State	MO
Zip	63366-4357
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGHGROVE PL #1 LOT 37
Legal Range	03E
Legal Township	47N
Legal Subdivision	HIGHGROVE PL #1
Legal Lot Number	37
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	2
Census Block	2006
Census Tract	311604

Owner

Source: St. Charles County records, as of October 19, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1925 ROYAL HEIR DR, O FALLON, MO 63366-4357
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2022	Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CU
Jan 12, 2022	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN MORTGAGE CORP
Nov 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 24, 2012 · Amount on Record
Deed Sale	Oct 24, 2012 · Amount on Record
Prior Sale	Mar 9, 2011
Deed Document Number	0000588393
Deed Book / Page	5883 / 93
Record Updated	Jun 7, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1925 ROYAL HEIR DR, O FALLON, MO 63366-4357
Transaction Type	Mortgage
Record Updated	Aug 16, 2023
Title Company	CLEAR TITLE GROUP LLC, CLEAR TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	192S ROYAL HEIR DR, O FALLON, MO 63366

Mortgage

Document Number	0000039780
Date	Jul 18, 2022
Instrument	2022R-039780

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Jun 1, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1925 ROYAL HEIR DR, O FALLON, MO 63366-4357
Transaction Type	Mortgage
Record Updated	Aug 16, 2023
Title Company	TITLE PARTNERS AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002798
Date	Jan 12, 2022
Instrument	2022R-002798

Lender

Name	AMERICAN MORTGAGE CORP
Type	Mortgage Company
Address	CHESTERFIELD, MO 63005

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1925 ROYAL HEIR DR, O FALLON, MO 63366-4357
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1925 ROYAL HEIR DR, O FALLON, MO 63366-4357

Mortgage

Document Number	0000091415
Date	Nov 23, 2020
Instrument	2020R-091415

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023		$55,377 (+19.66%)
2022	$3,296.00	$46,279	$291,456 (+19.66%) Land $50,000 Building $241,456
2021			$243,575 Land $40,000 Building $203,575

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Socket Telecom, Verizon, Wisper ISP.

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