1925 Rock Island Dr, Ely, IA 52227 Property Records

Linn County property record for 1925 Rock Island Dr, Ely, IA 52227

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,358 sqft · built 1999
Lot Size	0.222 acres (9,672 sqft)
Owner	Individual Name on Record
Last Sale	$179,500 (Jan 2010)
Tax Bill	$4,436 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Apr 2026 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18322-52014-00000`

Property Details

APN / Parcel Number

Primary APN	`18322-52014-00000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,358 sqft Living Area
1st Floor Area	1,358 sqft
Basement Area	1,358 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	A-Frame
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,672 sqft (0.222 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	32 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1925 ROCK ISLAND DR
City	ELY
State	IA
Zip	52227-9682
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTHBROOK 4TH LOT 66
Legal Range	6W
Legal Township	82N
Legal Section	32
Legal Subdivision	SOUTHBROOK 4TH
Legal Lot Number	66
Jurisdiction	LINN IA
Township / Civil Division	PUTNAM
Census Block Group	4
Census Block	4039
Census Tract	10700

Owner

Source: Linn County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1925 ROCK ISLAND DR, ELY, IA 52227-9682
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2026	Deed of Trust, Mortgage · Line of Credit BANKERS TRUST COMPANY
Apr 22, 2026	Deed of Trust, Mortgage · Line of Credit BANKERS TRUST COMPANY
Mar 18, 2021	Deed of Trust, Mortgage · Line of Credit BANKERS TRUST COMPANY NA
Feb 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANKERS TRUST COMPANY NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 8, 2010 · Amount on Record
Deed Sale	Jan 8, 2010 · Amount on Record
Prior Sale	Jun 28, 2001 · Amount on Record
Deed Book / Page	7505 / 416
Prior Transfer Date	Jun 22, 2001
Prior Transfer Doc	0000078050
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN IA
Recording Date	Apr 13, 2026
Property Address	1925 ROCK ISLAND DR, ELY, IA 52227-9682
Document Number	0000009510
Instrument Date	Apr 10, 2026
Instrument	20269510
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1925 ROCK ISLAND DR, ELY, IA 52227-9682
Investor	Possibly a Property Investor

Mortgage

Document Number	0000009510,
Date	Apr 13, 2026
Instrument	20269510

Lender

Name	BANKERS TRUST COMPANY

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Apr 10, 2031

Interest

Rate	6.11%
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN IA
Recording Date	Apr 22, 2026
Property Address	1925 ROCK ISLAND DR, ELY, IA 52227-9682
Document Number	0000010672
Instrument Date	Apr 10, 2026
Instrument	202610672
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1925 ROCK ISLAND DR, ELY, IA 52227-9682
Investor	Possibly a Property Investor

Mortgage

Document Number	0000010672,
Date	Apr 22, 2026
Instrument	202610672

Lender

Name	BANKERS TRUST COMPANY

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Apr 10, 2031

Interest

Rate	7%
Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN IA
Property Address	1925 ROCK ISLAND DR, ELY, IA 52227-9682
Transaction Type	Mortgage
Record Updated	Apr 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1925 ROCK ISLAND DR, ELY, IA 52227-9682

Mortgage

Document Number	, 0010952342
Date	Mar 18, 2021
Book Page	10952/342

Lender

Name	BANKERS TRUST COMPANY NA
Type	Bank
Address	DES MOINES, IA 50309

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Mar 18, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN IA
Property Address	1925 ROCK ISLAND DR, ELY, IA 52227-9682
Transaction Type	Mortgage
Record Updated	Feb 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 0010920551
Date	Feb 16, 2021
Book Page	10920/551

Lender

Name	BANKERS TRUST COMPANY NA
Type	Bank
Address	DES MOINES, IA 50309

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2036

Tax Assessment & Valuation

Source: Linn County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Linn County
Municipality	Ely City
Unified School District	College Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$307,500 (-) Land $31,900 Building $275,600	$307,500 (-) Land $31,900 Building $275,600
2025	$4,436.00 (-0.18%)	$307,500 (+6.85%) Land $31,900 Building $275,600	$307,500 (+6.85%) Land $31,900 Building $275,600
2024	$4,444.00 (+4.52%)
2023		$287,800 Land $31,900 Building $255,900	$287,800 Land $31,900 Building $255,900
2022	$4,252.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELY WATER SUPPLY serves 2,328 people · EPA ID IA5728018
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
South Slope Cooperative Telephone Company Fiber	10,000 / 10,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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