1925 Ridgemont Dr, San Jose, CA 95148 Property Records

Santa Clara County property record for 1925 Ridgemont Dr, San Jose, CA 95148

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,851 sqft · built 1992
Lot Size0.119 acres (5,200 sqft)
Owner2 Individual Names on Record
Tax Bill$7,162 (2025)
Deeds & MortgagesJan 2023 Line of Credit
Flood ZoneZone X (reduced by levee)
APN491-32-038

Property Details

APN / Parcel Number

Primary APN491-32-038

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area1,851 sqft Living Area
1st Floor Area929 sqft
2nd Floor Area922 sqft
Family RoomFamily Room
Utility RoomUtility Room

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Architectural StyleH-Shape
Construction TypeWood
Lot Area5,200 sqft (0.119 acres)
View / LotCreek
Garage Area419 sqft
Parking Spaces2 Parking Spaces
PorchPorch

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address1925 RIDGEMONT DR
CitySAN JOSE
StateCA
Zip95148-1119
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1PD
Legal DescriptionTRACT 8449 LOT 3
Legal Tract8449
Legal Lot Number3
JurisdictionSANTA CLARA CA
Township / Civil DivisionSAN JOSE
Census Block Group1
Census Block1002
Census Tract503511

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1925 RIDGEMONT DR, SAN JOSE, CA 95148-1119
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address1925 RIDGEMONT DR, SAN JOSE, CA 95148-1119
Transaction TypeMortgage
Record UpdatedFeb 6, 2023
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0025430390
DateJan 27, 2023
Instrument25430390
Lender
NameBANK OF AMERICA NA
TypeBank
AddressFORT WORTH, TX 76155
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalitySan Jose City
Elementary School DistrictAlum Rock Union Elementary School District (KG - 08)
Secondary School DistrictEast Side Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$450,814 (+2%) Land $176,820 Building $273,994
2025$7,162.00 (+4.72%) Homeowner's exemption$441,975 (+4.04%) Land $173,353 Building $268,622
2023$6,839.00 (+1.91%) Homeowner's exemption$424,814 Land $166,622 Building $258,192
2022$6,711.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims9 (1981–2022)
Most Recent ClaimMar 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAN JOSE WATER
private · serves 1,039,920 people · EPA ID CA4310011
Water SourceSurface water
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jun 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 773 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
1,000 / 75
Sail Internet
Fixed Wireless
500 / 100
Etheric Networks
Fixed Wireless
250 / 100
Ridge Wireless
Fixed Wireless
100 / 60

May also be available: T-Mobile.

Nearby Properties on Ridgemont Dr

Nearby Streets

Search Property Records by Address or Parcel Number