1925 Red Rd, Shelby, NC 28152 Property Records

Cleveland County property record for 1925 Red Rd, Shelby, NC 28152

Property Summary

Property Type	Single Family Home
Details	1,081 sqft · built 1972
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on File
Tax Bill	$860 (2025)
Deeds & Mortgages	Jan 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`1046474`

Property Details

APN / Parcel Number

Primary APN	`1046474`
Alternative APN	`2503`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,081 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1995
Exterior Material	Aluminum/Vinyl
Roof Type	Shed Roof
Lot Area	130,680 sqft (3 acres)

Exterior Amenities

Porch	Porch
Porch Area	190 sqft
Shed	1 Shed
Canopy	168 sqft
Storage Building	Storage Building
Mobile Home / RV Hookup	Mobile Home / RV Hookup

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1046474
Street Address	1925 RED RD
City	SHELBY
State	NC
Zip	28152-8069
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	3 AC RD 1142
Legal Subdivision	CREST ACRES
Legal Block	1
Legal Lot Number	4L
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	2
Census Block	2000
Census Tract	951503

Owner

Source: Cleveland County records · APN 1046474

Assessment roll updated September 30, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1925 RED RD, SHELBY, NC 28152-8069
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

January 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CLEVELAND NC
Property Address	1925 RED RD, SHELBY, NC 28152-8069
Document Number	0018071001
Instrument Date	Jan 17, 2020
Transaction Type	Mortgage
Record Updated	Mar 10, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0018071001
Date	Feb 12, 2020
Book Page	001807/001001
Instrument	35934

Lender

Name	HOMETRUST BK
Type	Bank
Address	ASHEVILLE, NC 28802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 11, 2035

Tax Assessment & Valuation

Source: Cleveland County records · Assessment roll updated September 30, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$135,574 (-) Land $42,980 Building $92,594	$135,574 (-) Land $42,980 Building $92,594
2025	$860.00	$135,574 (+148.74%) Land $42,980 Building $92,594	$135,574 (+148.74%) Land $42,980 Building $92,594
2023		$54,504 Land $30,704 Building $23,800	$54,504 Land $30,704 Building $23,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 5, 2020 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Based on FCC filings for 18 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.