Carroll County property record for 1925 Reading Ct, Mount Airy, MD 21771
| Property Type | Townhouse |
|---|---|
| Details | 3.5 ba · 1,488 sqft · built 2012 |
| Lot Size | 0.046 acres (2,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $315,000 (Aug 2018) |
| Tax Bill | $4,791 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit Oct 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-047065 |
| Primary APN | 13-047065 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,488 sqft Total Area |
| Basement Area | 400 sqft |
| Finished Basement | 400 sqft |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,000 sqft (0.046 acres) |
| Porch | Slab |
| Porch Area | 14 sqft |
| Deck Area | 244 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 047065 |
|---|---|
| Street Address | 1925 READING CT |
| City | MOUNT AIRY |
| State | MD |
| Zip | 21771-7777 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R7 |
| Legal Description | LT 247 - 2000 SF 1925 READING CT 50-171 TWIN ARCH CROSSING PH 5 |
| Legal Subdivision | TWIN ARCH CROSSING |
| Legal Phase | 5 |
| Legal Lot Number | 247 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 13, MOUNT AIRY |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 513002 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Carroll County assessment roll, as of August 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1925 READING CT, MOUNT AIRY, MD 21771-7777 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 19, 2026 | Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO |
| Oct 1, 2019 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY INC |
| Aug 10, 2018 | Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 10, 2018 · Amount on Record |
| Deed Sale | Aug 10, 2018 · Amount on Record |
| Prior Sale | Nov 16, 2012 · Amount on Record |
| Deed Book / Page | 9089 / 486 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 1925 READING CT, MOUNT AIRY, MD 21771-7777 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2026 |
| Title Company | REGIS TITLE LLC, RGS TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0117150031 |
|---|---|
| Date | Mar 19, 2026 |
| Book Page | 11715/31 |
| Name | MANUFACTURERS & TRADERS TRUST CO |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 1925 READING CT, MOUNT AIRY, MD 21771-7777 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | OMNI LAND SETTLEMENT |
| Name | Verified Name |
|---|
| Document Number | 0094280036 |
|---|---|
| Date | Oct 1, 2019 |
| Book Page | 9428/0036 |
| Name | GUARANTEED RATE AFFINITY INC |
|---|---|
| Type | Non-Lending Institution |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Aug 10, 2018 |
| Property Address | 1925 READING CT, MOUNT AIRY, MD 21771-7777 |
| Document Number | 0090890486 |
| Book / Page | 9089 / 0486 |
| Map Reference | MB50 PG171 |
| Instrument Date | Aug 3, 2018 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1925 READING CT, MOUNT AIRY, MD 21771-7777 |
| Document Number | 0009089492 |
|---|---|
| Date | Aug 10, 2018 |
| Instrument | 9089/492 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Government Agency |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2048 |
Source: Carroll County assessment roll, as of August 5, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Municipality | Mount Airy Town |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $377,133 (+3.28%) | $389,100 (-) Land $125,000 Building $264,100 | |
| 2025 | $4,791.00 (+8.39%) | $365,167 (+7.07%) | $389,100 (+10.16%) Land $125,000 Building $264,100 |
| 2023 | $4,420.00 (+18.95%) | $341,067 (+3.69%) | $353,200 (-) Land $120,000 Building $233,200 |
| 2022 | $3,716.00 | $328,933 | $353,200 Land $120,000 Building $233,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF MOUNT AIRY serves 9,890 people · EPA ID MD0060007 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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