1925 Pointe Dr, Panama City Beach, FL 32407 Property Records

Bay County property record for 1925 Pointe Dr, Panama City Beach, FL 32407

Property Summary

Property Type	Townhouse
Details	3 bd · 3 ba · 1,496 sqft · built 2019
Lot Size	0.044 acres (1,960 sqft)
Owner	Individual Name on Record
Last Sale	$359,300 (Jun 2022)
Tax Bill	$3,305 (2025)
Deeds & Mortgages	Jun 2022 Sale Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27905-050-780`

Property Details

APN / Parcel Number

Primary APN	`27905-050-780`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,496 sqft Heated Area
Gross Area	1,768 sqft
1st Floor Area	628 sqft
2nd Floor Area	868 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Exterior Material	Wood
Roof Type	Cathedral/Clerestory
Roof Material	Shingle
Lot Area	1,960 sqft (0.044 acres)
Lot Dimensions	100 ft deep x 20 ft wide
Driveway	Driveway
Driveway Area	216 sqft
Patio Area	96 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1925 POINTE DR
City	PANAMA CITY BEACH
State	FL
Zip	32407-0285
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	HATHAWAY TOWNHOMES LOT 78 ORB 4581 P 1222
Legal Range	15W
Legal Township	03S
Legal Section	32
Legal Subdivision	HATHAWAY TOWNHOMES
Legal Lot Number	78
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY BEACHES
Census Block Group	2
Census Block	2006
Census Tract	2710

Owner

Source: Bay County records, as of January 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2712 CALLE OLIVO, THOUSAND OAKS, CA 91360-6531
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2022	Warranty Deed, Transfer ELIM TITLE LLC, RELI TITLE LLC
Dec 23, 2019	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2022 · Amount on Record
Deed Sale	Jun 28, 2022 · Amount on Record
Prior Sale	Dec 23, 2019 · Amount on Record
Deed Document Number	2022048246
Deed Book / Page	4581 / 1222
Record Updated	Jun 8, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Jun 28, 2022
Property Address	1925 POINTE DR, PANAMA CITY BEACH, FL 32407-0285
Document Number	0045811222
Book / Page	4581 / 1222
Map Reference	MB 26 PG 23-26
Instrument Date	Jun 7, 2022
Instrument	2022048246
Transaction Type	Transfer
Record Updated	Jul 13, 2022
Title Company	ELIM TITLE LLC, RELI TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$2,515.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	120 SOUTHERN PINE LN, 120, WASHINGTON, WV 26181-1505

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2712 CALLE OLIVO, THOUSAND OAKS, CA 91360-6531

December 2019: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	BAY FL
Recording Date	Dec 23, 2019
Property Address	1925 POINTE DR, PANAMA CITY BEACH, FL 32407-0285
Document Number	0042040307
Book / Page	4204 / 0307
Map Reference	MB 26 PG 23-26
Instrument Date	Dec 17, 2019
Instrument	2019107906
Transaction Type	Subdivision Related Transfer
Record Updated	May 2, 2022
Title Company	DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,591.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25366 PROFIT DRDEE, 25366, DAPHNE, AL 36526

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 SOUTHERN PINE LN, WASHINGTON, WV 26181-1505

Mortgage

Document Number	0004204308
Date	Dec 23, 2019
Instrument	4204/308

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,305.00 (-14.13%)	$268,891 (-11.74%) Land $20,138 Building $248,753	$268,891 (-11.74%) Land $20,138 Building $248,753
2023	$3,849.00 (+49.36%)	$304,667 (+33.65%) Land $19,308 Building $285,359	$304,667 (+33.65%) Land $19,308 Building $285,359
2022	$2,577.00	$227,960 Land $18,013 Building $209,947	$227,960 Land $18,013 Building $209,947

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 313 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	313 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 82% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PANAMA CITY BEACH serves 67,205 people · EPA ID FL1030515
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Apr 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
WOW Internet, Cable & Phone Cable · Fiber in parts of the area	2,000 / 200
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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