1925 Park Ridge Dr, Saint Joseph, MO 64503 Property Records

Buchanan County property record for 1925 Park Ridge Dr, Saint Joseph, MO 64503

Property Summary

Property Type	Single Family Home
Details	1,168 sqft · built 1967
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on File
Last Sale	$128,300 (Jun 2021)
Tax Bill	$1,424 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Jun 2021 Mortgage + 1 more
APN	`06-8.0-28-002-001-026.000`

Property Details

APN / Parcel Number

Primary APN	`06-8.0-28-002-001-026.000`

Interior

Building Area	1,168 sqft Base Area
1st Floor Area	1,168 sqft

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	217 ft deep x 60 ft wide

Location & Zoning

Street Address	1925 PARK RIDGE DR
City	SAINT JOSEPH
State	MO
Zip	64503-3316
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:PARK RIDGE ADDITION LOT:10 BLK:LGL DESC:
Legal Subdivision	PARK RIDGE ADDITION
Legal Lot Number	10
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1019
Census Tract	2100

Owner

1925 Park Ridge Dr is owned and occupied by two individuals who bought it in June 2021.

Source: Buchanan County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1925 PARK RIDGE DR, SAINT JOSEPH, MO 64503-3316
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2023	Deed of Trust, Mortgage · Line of Credit SOUTHERN BANK
Jun 14, 2021	Warranty Deed, Transfer · Conventional Mortgage LANDMARK NATIONAL BANK
Jun 14, 2021	Personal Representative Deed, Transfer NOT AVAILABLE, ST JOSEPH TITLE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2021 · Amount on File
Deed Sale	Jun 14, 2021 · Amount on File
Prior Sale	Jun 14, 2021 · Amount on File
Deed Document Number	20216143
Deed Book / Page	3763 / 474
Prior Transfer Date	Feb 24, 2011
Prior Transfer Doc	03333/0869
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	1925 PARK RIDGE DR, SAINT JOSEPH, MO 64503-3316
Transaction Type	Mortgage
Record Updated	Sep 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1925 PARK RIDGE DR, SAINT JOSEPH, MO 64503-3316

Mortgage

Document Number	003789/727
Date	Aug 16, 2023
Book Page	3789/727
Instrument	2023006265

Lender

Name	SOUTHERN BANK
Type	Bank
Address	SPRINGFIELD, MO 65810

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Aug 25, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Jun 14, 2021
Property Address	1925 PARK RIDGE DR, SAINT JOSEPH, MO 64503-3316
Document Number	003763/474
Book / Page	3763 / 474
Instrument Date	Jun 11, 2021
Instrument	2021006143
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	NOT AVAILABLE, ST JOSEPH TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1509 HARMON ST, 1509, SAINT JOSEPH, MO 64504-1874

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1925 PARK RIDGE DR, SAINT JOSEPH, MO 64503-3316

Mortgage

Document Number	2021006144
Date	Jun 14, 2021
Instrument	2021006144

Lender

Name	LANDMARK NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

June 2021: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	BUCHANAN MO
Recording Date	Jun 14, 2021
Property Address	1925 PARK RIDGE DR, SAINT JOSEPH, MO 64503-3316
Document Number	003763/473
Book / Page	3763 / 473
Instrument Date	Jun 11, 2021
Instrument	2021006142
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	NOT AVAILABLE, ST JOSEPH TITLE LLC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1925 PARK RIDGE DR, SAINT JOSEPH, MO 64503-3316

Tax Assessment & Valuation

The 2025 property tax bill for 1925 Park Ridge Dr was $1,424.

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,424.00	$19,890 Land $2,950 Building $16,940	$104,680 Land $15,500 Building $89,180
2024	$1,424.00 (+30.64%)
2023	$1,090.00 (-0.64%)	$16,590 (-) Land $2,950 Building $13,640	$87,300 Land $15,500 Building $71,800
2022	$1,097.00	$16,590 Land $2,950 Building $13,640
2021			$87,300 Land $15,500 Building $71,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 1925 Park Ridge Dr; there have been 7 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force
Nearby Flood Claims	7 (1981–1993)
Most Recent Claim	Jul 1993 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Jul 1993 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1925 Park Ridge Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Mercury Fiber Fixed Wireless	150 / 20

May also be available: AT&T, T-Mobile, Verizon.

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