1925 Mustang Ct, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1925 Mustang Ct, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,413 sqft · built 2001
Lot Size	3.12 acres (135,907 sqft)
Owner	2 Individual Names on Record
Last Sale	$685,000 (Jul 2026)
Tax Bill	$5,887 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-26-32-2599-0001-3070`

Property Details

APN / Parcel Number

Primary APN	`18-26-32-2599-0001-3070`
Alternative APNs	`263218259900013070` `103324`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,413 sqft Living Area
Gross Area	2,919 sqft
1st Floor Area	1,388 sqft
Upper Floors Area	1,025 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Conventional
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	135,907 sqft (3.12 acres)
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Deck Area	468 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	1925 MUSTANG CT
City	SAINT CLOUD
State	FL
Zip	34771-8388
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OA1A
Legal Description	BAY LAKE RANCH UNIT THREE PB 4 PG 59-61 LOT 307 06/26/32
Legal Range	32E
Legal Township	26S
Legal Section	18
Legal Subdivision	BAY LAKE RANCH UNIT 3
Legal Tract	2599
Legal Block	3070
Legal Lot Number	307
Legal Unit	H
Jurisdiction	OSCEOLA FL
Township / Civil Division	SOUTH AND EAST OSCEOLA
Census Block Group	1
Census Block	1007
Census Tract	43801

Owner

Source: Osceola County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1925 MUSTANG CT, SAINT CLOUD, FL 34771-8388
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2026	Warranty Deed, Transfer · Conventional Mortgage DART BANK
May 31, 2022	Warranty Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2026 · Amount on Record
Deed Sale	Jul 14, 2026 · Amount on Record
Prior Sale	May 31, 2022 · Amount on Record
Deed Document Number	202691966
Deed Book / Page	7003 / 1932
Prior Transfer Date	Oct 8, 1999
Prior Transfer Doc	1664001756
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 14, 2026
Property Address	1925 MUSTANG CT, SAINT CLOUD, FL 34771-8388
Document Number	0000091966
Book / Page	7003 / 1932
Instrument Date	Jun 30, 2026
Instrument	202691966
Transaction Type	Transfer
Record Updated	Jul 22, 2026
Title Company	CLOSING TITLE, CLOSING CITY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$484,295.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1925 MUSTANG CT, SAINT CLOUD, FL 34771-8388

Mortgage

Document Number	0000091967,
Date	Jul 14, 2026
Instrument	202691967

Lender

Name	DART BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	May 31, 2022
Property Address	1925 MUSTANG CT, SAINT CLOUD, FL 34771-8388
Document Number	0062222717
Book / Page	6222 / 2717
Map Reference	MB 4 PG 59-61
Instrument Date	May 25, 2022
Instrument	2022084319
Transaction Type	Transfer
Record Updated	Jun 15, 2022
Title Company	EXCEL TITLE CORPORATION, EXCEL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,025.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	810 - 570 GRANVILLE STREET, 810, VANCOUVER XX

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1925 MUSTANG CT, SAINT CLOUD, FL 34771-8388

Mortgage

Document Number	0062222719
Date	May 31, 2022
Instrument	6222/2719

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,887.00 (+4.53%) Homeowner's exemption	$414,334 (+5.99%)	$492,000 (+12.87%) Land $131,300 Building $360,700
2024	$5,632.00 (+2.03%)
2023	$5,520.00 (+5.16%) Homeowner's exemption	$390,930 (+9.69%)	$435,900 (+22.31%) Land $103,400 Building $332,500
2022	$5,249.00	$356,400 Land $82,700 Building $273,700	$356,400 Land $82,700 Building $273,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 192 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	192 in force
Nearby Flood Claims	6 (2002–2023)
Most Recent Claim	Nov 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 92% of the US · above 87% of Florida
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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