1925 Locke Ave, Waterloo, IA 50702 Property Records

Black Hawk County property record for 1925 Locke Ave, Waterloo, IA 50702

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 652 sqft · built 1937
Lot Size0.117 acres (5,080 sqft)
OwnerCompany Name on Record
Last Sale$70,000 (Dec 2024)
Tax Bill$1,588 (2025)
Deeds & MortgagesDec 2023 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN8913-36-452-012

Property Details

APN / Parcel Number

Primary APN8913-36-452-012

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area652 sqft Living Area
1st Floor Area360 sqft
Basement Area360 sqft
Unfinished Basement360 sqft
FlooringVinyl Sheet/Linoleum
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1937
Effective Year BuiltEffective 1937
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,080 sqft (0.117 acres)
Lot Dimensions127 ft deep x 40 ft wide
Garage TypeDetached
Garage Area308 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address1925 LOCKE AVE
CityWATERLOO
StateIA
Zip50702-2614
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPLEASANT VIEW ADDITION LOT 112
Legal Range13W
Legal Township89N
Legal Section36
Legal SubdivisionPLEASANT VIEW ADDITION
Legal Lot Number112
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group3
Census Block3011
Census Tract1000

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 56, WATERLOO, IA 50704-0056
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 6, 2024 · Amount on Record
Deed SaleDec 6, 2024 · Amount on Record
Prior SaleDec 6, 2023 · Amount on Record
Deed Document Number20247399
Record UpdatedOct 29, 2026

December 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBLACK HAWK IA
Recording DateDec 6, 2023
Property Address1925 LOCKE AVE, WATERLOO, IA 50702-2614
Document Number202400007399
Instrument DateDec 4, 2023
Instrument202400007399
Transaction TypeTransfer
Record UpdatedDec 20, 2023

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$111.20
Amount AccuracyFull Amount Stated
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 56, WATERLOO, IA 50704-0056
InvestorPossibly a Property Investor

Mortgage

Document Number202400007400
DateDec 6, 2023
Instrument202400007400
Lender
NameLUANA SAVINGS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,588.00 (+0.76%)$77,780 (+7.06%) Land $13,580 Building $64,200$77,780 (+7.06%) Land $13,580 Building $64,200
2024$1,576.00 (+21.23%)
2023$72,650 (+22.66%) Land $13,580 Building $59,070$72,650 (+22.66%) Land $13,580 Building $59,070
2022$1,300.00$59,230 Land $13,580 Building $45,650
2021$59,230 Land $13,580 Building $45,650

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2013)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO WATER WORKS
serves 69,504 people · EPA ID IA0790074
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 479 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Waterloo Fiber
Fiber
10,000 / 10,000
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20

May also be available: GigFire, Nextlink.

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