1925 Langley Ave, Saint Joseph, MI 49085 Property Records

Berrien County property record for 1925 Langley Ave, Saint Joseph, MI 49085

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,774 sqft · built 1928
Lot Size	0.376 acres (16,379 sqft)
Owner	Individual Name on Record
Last Sale	$275,000 (May 2019)
Tax Bill	$5,850 (2025)
Deeds & Mortgages	Jul 2019 Mortgage May 2019 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`76-4880-0010-00-5`

Property Details

APN / Parcel Number

Primary APN	`76-4880-0010-00-5`
Alternative APN	`11-76-4880-0010-00-5`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,774 sqft Living Area
1st Floor Area	1,206 sqft
Basement Area	1,206 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Lot Area	16,379 sqft (0.376 acres)
Lot Dimensions	140 ft deep x 117 ft wide
Garage Area	352 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1925 LANGLEY AVE
City	SAINT JOSEPH
State	MI
Zip	49085-2156
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1 - A
Legal Description	THE S 2'OF LOT 9 & ENT LOT 10 ASSESSORS PLAT OF MANLEY SUB
Legal Subdivision	MANLEY SUB
Legal Lot Number	9-10
Legal Unit	9,10
Jurisdiction	BERRIEN MI
Township / Civil Division	ST. JOSEPH
Census Block Group	1
Census Block	1009
Census Tract	1000

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1925 LANGLEY AVE, SAINT JOSEPH, MI 49085-2156
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2019	Deed of Trust, Mortgage · ARM MORGAN STANLEY PRIVATE BANK NA
May 10, 2019	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO
Jul 14, 2017	Intrafamily Transfer, Transfer
Jul 14, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 10, 2019 · Amount on Record
Deed Sale	May 10, 2019 · Amount on Record
Prior Sale	Oct 9, 1989 · Amount on Record
Deed Book / Page	3236 / 3451
Prior Transfer Date	Jul 13, 2017
Prior Transfer Doc	03177/2135
Record Updated	Oct 29, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	1925 LANGLEY AVE, SAINT JOSEPH, MI 49085-2156
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03244/3390
Date	Jul 31, 2019
Book Page	3244/3390

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank
Address	CINCINNATI, OH 45245

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2026
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	9.25%
Index	1-Year LIBOR
Max Rate	9.25%

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	May 10, 2019
Property Address	1925 LANGLEY AVE, SAINT JOSEPH, MI 49085-2156
Document Number	03236/3451
Book / Page	3236 / 3451
Map Reference	LB 17 PG 14
Instrument Date	May 7, 2019
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Tax	$2,365.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1925 LANGLEY AVE, SAINT JOSEPH, MI 49085-2156

July 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	Jul 14, 2017
Property Address	1925 LANGLEY AVE, SAINT JOSEPH, MI 49085-2156
Document Number	03177/2117
Book / Page	3177 / 2117
Map Reference	VOL17 PG14
Instrument Date	Jul 13, 2017
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3960 NORWAY PINE DR, DEWITT, MI 48820-9261

July 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	Jul 14, 2017
Property Address	1925 LANGLEY AVE, SAINT JOSEPH, MI 49085-2156
Document Number	03177/2135
Book / Page	3177 / 2135
Map Reference	VOL17 PG14
Instrument Date	Jul 13, 2017
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	396 NORWAY PINE DR, DEWITT, MI 48820

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
Municipality	St. Joseph City
Unified School District	St. Joseph Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$186,600 (+2.19%)	$373,200 (+2.19%)
2025	$5,850.00 (+2.45%) Homeowner's exemption	$182,600 (+31.65%)	$365,200 (+31.65%)
2024	$5,710.00 (+9.26%)
2023		$138,700	$277,400
2022	$5,226.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST JOSEPH serves 7,930 people · EPA ID MI0006310
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 557 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

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