1925 Hidden Springs Dr, Baker, FL 32531 Property Records

Okaloosa County property record for 1925 Hidden Springs Dr, Baker, FL 32531

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,361 sqft · built 2005
Lot Size1 acres (43,575 sqft)
Owner2 Individual Names on File
Last Sale$349,900 (Oct 2026)
Tax Bill$3,422 (2025)
Deeds & MortgagesOct 2026 Sale & Mortgage
Sep 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC56-000-598-5589-0

Property Details

APN / Parcel Number

Primary APNC56-000-598-5589-0
Alternative APNs
  • 20-3N-24-1001-0000-0060
  • 24N320100100000060

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,361 sqft Living Area
Gross Area3,188 sqft
1st Floor Area2,361 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialWood
Lot Area43,575 sqft (1 acres)
Garage TypeAttached
Garage Area484 sqft
PorchSlab
Porch Area343 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1925 HIDDEN SPRINGS DR
CityBAKER
StateFL
Zip32531-9372
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHIDDEN SPRINGS PH II LOT 6
Legal Range24W
Legal Township03N
Legal Section20
Legal SubdivisionHIDDEN SPRINGS
Legal Phase2
Legal Lot Number6
JurisdictionOKALOOSA FL
Township / Civil DivisionBAKER
Census Block Group2
Census Block2017
Census Tract20101

Owner

1925 Hidden Springs Dr is owned and occupied by two individuals who bought it in October 2026.

Source: Okaloosa County records, as of October 21, 2026

Owner of Record2 Individual Names on File
Mailing Address1925 HIDDEN SPRINGS DR, BAKER, FL 32531-9372
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 5, 2026Warranty Deed, Transfer · VA Mortgage
BELL BANK
Sep 4, 2020Warranty Deed, Transfer · Conventional Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 5, 2026 · Amount on File
Deed SaleOct 5, 2026 · Amount on File
Prior SaleSep 4, 2020 · Amount on File
Deed Document Number20263842302
Prior Transfer DateAug 4, 2011
Prior Transfer Doc0029963802
Record UpdatedOct 29, 2026

October 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateOct 5, 2026
Property Address1925 HIDDEN SPRINGS DR, BAKER, FL 32531-9372
Document Number0003842302
Instrument DateOct 5, 2026
Instrument20263842302
Transaction TypeTransfer
Record UpdatedOct 20, 2026
Title CompanyBRADLEY TITLE CORPORATION, BRADLEY TITLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$247,379.30
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1925 HIDDEN SPRINGS DR, BAKER, FL 32531-9372

Mortgage

Document Number0003842303,
DateOct 5, 2026
Instrument20263842303
Lender
NameBELL BANK
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2056
Interest
Rate TypeAdjustable Rate
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateSep 4, 2020
Property Address1925 HIDDEN SPRINGS DR, BAKER, FL 32531-9372
Document Number0034892631
Book / Page3489 / 2631
Map ReferenceMB 21 PG 22&23
Instrument DateSep 2, 2020
Instrument3388507
Transaction TypeTransfer
Record UpdatedJan 10, 2022
Title CompanyMOULTON LAND TITLE INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,820.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6151 BUCK WARD RD, 6151, BAKER, FL 32531-8417

Transferred To (Grantee/Buyer)

NameVerified Name
Address1925 HIDDEN SPRINGS DR, BAKER, FL 32531-9372

Mortgage

Document Number0034892632
DateSep 4, 2020
Instrument3489/2632
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1925 Hidden Springs Dr was $3,422.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,422.00$348,682 Land $36,315 Building $312,367$348,682 Land $36,315 Building $312,367
2023$3,039.00 (+7.69%)$324,243 (+8.55%) Land $30,854 Building $293,389$324,243 (+8.55%) Land $30,854 Building $293,389
2022$2,822.00$298,717 Land $28,835 Building $269,882$298,717 Land $28,835 Building $269,882

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1925 Hidden Springs Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 10 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1925 Hidden Springs Dr is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 61% of the US · lower than 65% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMILLIGAN WATER SYSTEM, INC.
private · serves 2,450 people · EPA ID FL1460472
Water SourceGroundwater
Last State InspectionJan 2026
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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