1925 Hickory Rdg Rd, Waddy, KY 40076 Property Records

Shelby County property record for 1925 Hickory Rdg Rd, Waddy, KY 40076

Property Summary

Property TypeRural Home
Details5,010 sqft · built 2005
Lot Size38.8 acres (1,693,613 sqft)
Owner2 Individual Names on File
Tax Bill$6,236 (2025)
Deeds & MortgagesJan 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN102-00-007

Property Details

APN / Parcel Number

Primary APN102-00-007
Alternative APN
  • 0025176

Interior

Stories2 Stories
Building Area5,010 sqft Living Area
Basement Area3,922 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Exterior MaterialWood
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialMetal
Lot Area1,693,613 sqft (38.8 acres)
Garage TypeMixed
Garage Area926 sqft
Parking Spaces3 Parking Spaces
PorchPorch
Porch Area460 sqft
Deck Area342 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number0025176
Street Address1925 HICKORY RIDGE RD
CityWADDY
StateKY
Zip40076-8946
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionRALPH&HATTIE RICE PROP/TR 4
Legal SubdivisionRALPH HATTIE RICE PRO
Legal Tract4
JurisdictionSHELBY KY
Township / Civil DivisionHARRISONVILLE
Census Block Group2
Census Block2058
Census Tract40101

Owner

1925 Hickory Rdg Rd, a rural home, is owned and occupied by two individuals.

Source: Shelby County records, as of February 13, 2026

Owner of Record2 Individual Names on File
Mailing Address1925 HICKORY RIDGE RD, WADDY, KY 40076-8946
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY KY
Property Address1925 HICKORY RIDGE RD, WADDY, KY 40076-8946
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySOUTHWEST FINANCIAL, SOUTHWEST FINANCIAL SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberM1034/773
DateJan 23, 2017
Book PageM1034/773
Instrument427752
Lender
NameREPUBLIC BANK & TRUST CO
TypeBank
AddressLOUISVILLE, KY 40202
Agreement
TypeLine of Credit
AmountAmount on Record
Term120 Months
DueJan 14, 2027
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 1925 Hickory Rdg Rd was $6,236.

Source: Shelby County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyShelby County
Unified School DistrictShelby County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,236.00$550,800$550,800
2023$6,384.00$550,800$550,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1925 Hickory Rdg Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1925 Hickory Rdg Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemUS 60 WATER DISTRICT
serves 7,892 people · EPA ID KY1060436
Water SourcePurchased surface water from several systems
Last State InspectionMar 2024
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Bluegrass Fiber
Fixed Wireless
50 / 10
Verizon
Fixed Wireless
25 / 6

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Hickory Rdg Rd

Nearby Streets

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