1925 Gammon St, Charleston, SC 29414 Property Records

Charleston County property record for 1925 Gammon St, Charleston, SC 29414

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,313 sqft · built 2015
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Company Names on Record
Last Sale	$316,665 (Jul 2015)
Tax Bill	$2,201 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`307-06-00-264`

Property Details

APN / Parcel Number

Primary APN	`307-06-00-264`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,313 sqft Living Area
1st Floor Area	1,188 sqft
Upper Floors Area	1,125 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	369 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	1925 GAMMON ST
City	CHARLESTON
State	SC
Zip	29414-8129
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	POLTWP MAPPLATB L14 MAPPLATP 0358 SUBDIVISIONNAME CAROLINA BAY PHASE 11C BLOCK LOT 11321 GOVLOT TRACT
Legal Subdivision	CAROLINA BAY
Legal Phase	11C
Legal Lot Number	11321
Jurisdiction	CHARLESTON SC
Township / Civil Division	WEST ASHLEY
Census Block Group	3
Census Block	3049
Census Tract	5601

Owner

Source: Charleston County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	1925 GAMMON ST, CHARLESTON, SC 29414-8129
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2022	Deed of Trust, Mortgage · Line of Credit SOUTH CAROLINA FCU
Jan 31, 2022	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Dec 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage SOUTH CAROLINA FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2015 · Amount on Record
Deed Sale	Jul 27, 2015 · Amount on Record
Deed Book / Page	493 / 316
Last Transfer Date	Jun 10, 2025
Transfer Doc	0013210165
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	1925 GAMMON ST, CHARLESTON, SC 29414-8129
Transaction Type	Mortgage
Record Updated	Oct 19, 2022
Title Company	WEEKS & IRVINE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011260199
Date	Jul 25, 2022
Book Page	1126/199

Lender

Name	SOUTH CAROLINA FCU
Type	Credit Union
Address	NORTH CHARLESTON, SC 29419

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 25, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	1925 GAMMON ST, CHARLESTON, SC 29414-8129
Transaction Type	Mortgage
Record Updated	Apr 12, 2022
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010730092
Date	Jan 31, 2022
Book Page	1073/92

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	1925 GAMMON ST, CHARLESTON, SC 29414-8129
Document Number	0848/0931
Instrument Date	Dec 19, 2019
Transaction Type	Mortgage
Record Updated	Feb 7, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1925 GAMMON ST CHARLESTON SC 294148129, CHARLESTON, SC 29414-8129

Mortgage

Document Number	0848/0931
Date	Dec 30, 2019
Book Page	000848/000931

Lender

Name	SOUTH CAROLINA FCU
Address	CHARLESTON, SC 29419-9012

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 29, 2049

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,201.00 (+13.1%)	$418,703 (+2,775.71%) Land $77,716 Building $340,987	$597,500 (+52.97%) Land $112,900 Building $484,600
2024	$1,946.00 (+7.87%)	$14,560 (-)
2022	$1,804.00	$14,560	$390,600 (-) Land $72,500 Building $318,100
2020			$390,600 Land $72,500 Building $318,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 688 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	688 in force
Nearby Flood Claims	7 (2015–2022)
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 98% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fiber	1,000 / 1,000

May also be available: Verizon, WOW Internet, Cable & Phone.

Cell Coverage

5G (outdoors only) and 4G LTE

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