1925 Forest Ridge Rd, Saint Charles, IL 60174 Property Records

Kane County property record for 1925 Forest Ridge Rd, Saint Charles, IL 60174

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 2,484 sqft · built 1988
Lot Size0.207 acres (9,000 sqft)
OwnerIndividual Name on File
Last Sale$455,000 (Jul 2023)
Tax Bill$10,836 (2025)
Deeds & MortgagesJul 2023 Sale & Mortgage
Apr 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN09-26-205-012

Property Details

APN / Parcel Number

Primary APN09-26-205-012

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,484 sqft Living Area
Basement Area1,100 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Exterior MaterialCombination
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,000 sqft (0.207 acres)
Garage TypeAttached
Garage Area399 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address1925 FOREST RIDGE RD
CitySAINT CHARLES
StateIL
Zip60174-5720
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 85 IN UNIT NO 2, HUNTERS FIELD
Legal SubdivisionHUNTERS FIELDS
Legal Block2
Legal Lot Number85
Legal Unit2
JurisdictionKANE IL
Township / Civil DivisionST. CHARLES
Census Block Group2
Census Block2013
Census Tract852005

Owner

1925 Forest Ridge Rd is owned and occupied by an individual who bought it in July 2023.

Source: Kane County records, as of July 23, 2026

Owner of RecordIndividual Name on File
Mailing Address1925 FOREST RIDGE RD, SAINT CHARLES, IL 60174-5720
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 19, 2023Warranty Deed, Transfer · Conventional Mortgage
PLAINS COMMERCE BANK
Apr 23, 2021Warranty Deed, Transfer · Conventional Mortgage
JEFEN PROPERTIES LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 19, 2023 · Amount on File
Deed SaleJul 19, 2023 · Amount on File
Prior SaleApr 23, 2021 · Amount on File
Deed Document Number202324357
Record UpdatedOct 29, 2026

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateJul 19, 2023
Property Address1925 FOREST RIDGE RD, ST CHARLES, IL 60174-5720
Document Number0000024357
Instrument DateJul 12, 2023
Instrument2023K024357
Transaction TypeTransfer
Record UpdatedJul 31, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$455.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1925 FOREST RIDGE RD, SAINT CHARLES, IL 60174-5720

Mortgage

Document Number0000024358
DateJul 19, 2023
Instrument2023K024358
Lender
NamePLAINS COMMERCE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2053
Interest
Rate TypeFixed Rate
Rate6.37%

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateApr 23, 2021
Property Address1925 FOREST RIDGE RD, ST CHARLES, IL 60174-5720
Document Number0000031994
Instrument DateMar 31, 2021
Instrument2021K031994
Transaction TypeTransfer
Record UpdatedSep 15, 2022
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$360.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1925 FOREST RIDGE RD, SAINT CHARLES, IL 60174-5720

Mortgage

Document Number0000031995
DateApr 23, 2021
Instrument2021K031995
Lender
NameJEFEN PROPERTIES LLC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1925 Forest Ridge Rd was $10,836.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionSt. Charles Township
MunicipalitySt. Charles City
Unified School DistrictSt. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,836.00$154,505 (+8.53%) Land $46,479 Building $108,026$463,700 (+8.53%) Land $139,493 Building $324,208
2024$142,362 Land $42,826 Building $99,536$427,257 Land $128,529 Building $298,727
2022$9,401.00 (+4.12%) Homeowner's exemption$123,236 (+4.91%) Land $40,581 Building $82,655$369,708 (+4.91%) Land $121,743 Building $247,965
2021$9,029.00 Homeowner's exemption$117,469 Land $38,682 Building $78,787$352,407 Land $116,046 Building $236,361

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1925 Forest Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1925 Forest Ridge Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES
serves 33,081 people · EPA ID IL0894830
Water SourceGroundwater
Last State InspectionOct 2022
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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