1925 Floral Dr, Gainesville, TX 76240 Property Records

Cooke County property record for 1925 Floral Dr, Gainesville, TX 76240

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 933 sqft · built 1983
Lot Size	0.245 acres (10,685 sqft)
Owner	Individual Name on File
Last Sale	$70,900 (Dec 2010)
Tax Bill	$3,382 (2026)
Deeds & Mortgages	Jan 2022 Mortgage Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2305-007-00013`

Property Details

APN / Parcel Number

Primary APN	`2305-007-00013`
Alternative APN	`22884`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	933 sqft Living Area
Gross Area	1,703 sqft
1st Floor Area	933 sqft
Flooring	Carpet

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	10,685 sqft (0.245 acres)
Garage Area	276 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	494 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2305-007-00013
Street Address	1925 FLORAL DR
City	GAINESVILLE
State	TX
Zip	76240-2029
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GAINESVILLE WEST ADDN; BLOCK 7; LOT 13
Legal Subdivision	GAINESVILLE WEST ADDN
Legal Block	7
Legal Lot Number	13
Jurisdiction	COOKE TX
Township / Civil Division	GAINESVILLE
Census Block Group	1
Census Block	1024
Census Tract	400

Owner

1925 Floral Dr is owned and occupied by an individual who bought it in December 2010.

Source: Cooke County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1925 FLORAL DR, GAINESVILLE, TX 76240-2029
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 14, 2020	Deed of Trust, Mortgage · FHA Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 27, 2010 · Amount on File
Deed Sale	Dec 27, 2010 · Amount on File
Deed Document Number	201016534
Deed Book / Page	1725 / 362
Prior Transfer Date	Dec 23, 2010
Prior Transfer Doc	1725/362
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	1925 FLORAL DR, GAINESVILLE, TX 76240-2029
Transaction Type	Mortgage
Record Updated	Feb 17, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002483/742
Date	Jan 28, 2022
Book Page	2483/742
Instrument	2022-00866

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2037

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	1925 FLORAL DR, GAINESVILLE, TX 76240-2029
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1925 FLORAL DR, GAINESVILLE, TX 76240-2029

Mortgage

Document Number	2383/80
Date	Dec 14, 2020
Book Page	2383/80
Instrument	2020-10122

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jan 1, 2041

Tax Assessment & Valuation

The 2026 property tax bill for 1925 Floral Dr was $3,382 with a homeowner's exemption, up 101.7% from the year before.

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Municipality	Gainesville City
Unified School District	Lindsay Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,382.00 (+101.67%) Homeowner's exemption	$161,634 (+1%)	$184,741 (-) Land $53,779 Building $130,962
2025	$1,677.00 (+0.24%) Homeowner's exemption	$146,940 Land $53,779 Building $130,962	$184,741 Land $53,779 Building $130,962
2024	$1,673.00
2023		$121,438 Land $48,840 Building $115,488	$164,328 Land $48,840 Building $115,488
2022	$1,994.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1925 Floral Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1989–2015)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Apr 2015 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes & Flooding, May 1989 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1925 Floral Dr is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 68% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GAINESVILLE serves 18,107 people · EPA ID TX0490001
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nortex Communications Company Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Nextlink Fixed Wireless	500 / 100
ElektraFi Fixed Wireless	100 / 20

May also be available: AT&T, Element8, T-Mobile, Verizon.

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