1925 E State Rte 296, Urbana, OH 43078 Property Records

Champaign County property record for 1925 E State Rte 296, Urbana, OH 43078

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,980 sqft · built 1962
Lot Size	1.63 acres (71,003 sqft)
Owner	Individual Name on File
Last Sale	$227,500 (Jan 2016)
Tax Bill	$3,221 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Jun 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`019395-9`

Property Details

APN / Parcel Number

Primary APN	`019395-9`
Alternative APN	`I30-09-12-08-00-011-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,980 sqft Living Area
1st Floor Area	1,980 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1980
Architectural Style	Raised Ranch
Exterior Material	Brick/Stone
Foundation Type	No Foundation
Lot Area	71,003 sqft (1.63 acres)
Garage Type	Attached
Garage Area	594 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	36 sqft
Pole Barn	720 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	019395-9
Street Address	1925 E STATE ROUTE 296
City	URBANA
State	OH
Zip	43078-9530
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RTS 12-05-08 __TRACT #5
Legal Range	12W
Legal Township	9N
Legal Section	8
Legal Tract	5
Jurisdiction	CHAMPAIGN OH
Township / Civil Division	SALEM
Census Block Group	3
Census Block	3051
Census Tract	11501

Owner

1925 E State Rte 296 is owned and occupied by an individual who bought it in January 2016.

Source: Champaign County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	1925 E STATE ROUTE 296, URBANA, OH 43078-9530
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2022	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Jun 14, 2019	Deed of Trust, Mortgage · Line of Credit PNC BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 13, 2016 · Amount on File
Deed Sale	Jan 13, 2016 · Amount on File
Deed Document Number	2016182
Deed Book / Page	538 / 400
Prior Transfer Date	Aug 26, 2015
Prior Transfer Doc	00534/3364
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN OH
Property Address	1925 E STATE ROUTE 296, URBANA, OH 43078-9530
Transaction Type	Mortgage
Record Updated	Jun 30, 2022
Title Company	COMMONWEALTH USA STLMTS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00584/4688
Date	Apr 14, 2022
Book Page	584/4688
Instrument	202200001934

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN OH
Property Address	1925 E STATE ROUTE 296, URBANA, OH 43078-9530
Transaction Type	Mortgage
Record Updated	Jul 19, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	566/1798
Date	Jun 14, 2019
Book Page	566/1798
Instrument	201900002229

Lender

Name	PNC BANK NA
Type	Bank
Address	SPRINGFIELD, OH 45503

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 1925 E State Rte 296 was $3,221 with a homeowner's exemption, down 8.3% from the year before.

Source: Champaign County assessment roll, as of March 26, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Champaign County
County Subdivision	Salem Township
Unified School District	West Liberty-Salem Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,221.00 (-8.34%)	$102,150 (+25.89%) Land $15,390 Building $86,760	$291,840 Land $43,960 Building $247,880
2024	$3,514.00 (+14.72%) Homeowner's exemption	$81,140 (-) Land $10,540 Building $70,600
2023	$3,063.00 (-0.42%) Homeowner's exemption	$81,140 (-) Land $10,540 Building $70,600	$231,820 (-) Land $30,120 Building $201,700
2022	$3,076.00 Homeowner's exemption	$81,140 Land $10,540 Building $70,600	$231,820 Land $30,120 Building $201,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1925 E State Rte 296 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1925 E State Rte 296 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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