1925 Dover Rd, Niskayuna (Schenectady), NY 12309 Property Records

Schenectady County and Niskayuna Town property record for 1925 Dover Rd, Niskayuna, NY 12309

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,877 sqft · built 1955
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on Record
Tax Bill	$9,714 (2026)
Deeds & Mortgages	Aug 2022 Line of Credit Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`422400 50.15-3-8`

Property Details

APN / Parcel Number

Primary APN	`422400 50.15-3-8`
Alternative APN	`240005001500030080000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,877 sqft Living Area
1st Floor Area	1,260 sqft
Upper Floors Area	331 sqft
Basement Area	286 sqft
Finished Basement	286 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Split Level
Exterior Material	Composition/Composite
Lot Area	13,504 sqft (0.31 acres)
Lot Dimensions	146 ft deep x 95 ft wide
Garage Type	Basement
Patio Area	276 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1925 DOVER RD
City	SCHENECTADY
State	NY
Zip	12309-6507
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	HEXAM GARDENS SECTION 4
Legal Block	3
Legal Lot Number	8.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	NISKAYUNA
Census Block Group	2
Census Block	2009
Census Tract	31902

Owner

Source: Schenectady County and Niskayuna Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1925 DOVER RD, SCHENECTADY, NY 12309-6507
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2022	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES FCU
Oct 13, 2021	Executor's Deed, Transfer · Conventional Mortgage CAPITAL COMMUNICATIONS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	1925 DOVER RD, SCHENECTADY, NY 12309-6507
Transaction Type	Mortgage
Record Updated	Aug 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1925 DOVER RD, NISKAYUNA, NY 12309-6507

Mortgage

Document Number	0000044490
Date	Aug 19, 2022
Book Page	5249/762
Instrument	202244490

Lender

Name	STATE EMPLOYEES FCU
Type	Credit Union
Address	ALBANY, NY 12205

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Aug 10, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Oct 13, 2021
Property Address	1925 DOVER RD, SCHENECTADY, NY 12309-6507
Document Number	0000050891
Book / Page	2069 / 143
Instrument Date	Aug 18, 2021
Instrument	202150891
Transaction Type	Transfer
Record Updated	Oct 26, 2021
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1 HARVEST ST, 1, ALBANY, NY 12205-4105

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1925 DOVER RD, NISKAYUNA, NY 12309-6507

Mortgage

Document Number	0000050892
Date	Oct 13, 2021
Instrument	202150892

Lender

Name	CAPITAL COMMUNICATIONS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Sep 1, 2041

Tax Assessment & Valuation

Source: Schenectady County and Niskayuna Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Niskayuna Town
Unified School District	Niskayuna Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,714.00 (+1.3%)
2025	$9,589.00	$210,000 (-) Land $40,400 Building $169,600	$311,100 (+17.04%) Land $59,850 Building $251,250
2023		$210,000 Land $40,400 Building $169,600	$265,800 Land $51,135 Building $214,665

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NISKAYUNA CONSOLIDATED WD #11 public/private · serves 22,287 people · EPA ID NY4600073
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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