1925 Cut Off Rd, Keyser, WV 26726 Property Records

Mineral County property record for 1925 Cut Off Rd, Keyser, WV 26726 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,496 sqft · built 1990
Lot Size	0.399 acres (17,380 sqft)
Owner	2 Individual Names on File
Last Sale	$227,000 (Jun 2026)
Tax Bill	$884 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jun 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-20N-0009.0000`

Property Details

APN / Parcel Number

Primary APN	`06-20N-0009.0000`
Alternative APN	`29-06-20N-0009.0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,496 sqft Living Area
1st Floor Area	2,496 sqft
Basement Area	1,248 sqft
Finished Basement	1,248 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Lot Area	17,380 sqft (0.399 acres)
Lot Dimensions	120 ft deep x 145 ft wide
Terrain	Rolling
Garage Type	Basement
Parking Spaces	1 Parking Space
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1925 CUT OFF RD
City	KEYSER
State	WV
Zip	26726-7117
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT LTS 12-13-14 KMO S-DIV ES/RT 7
Legal Subdivision	KNOBLEY MOUNTAIN ORCHARD SUB
Legal Lot Number	12-14
Jurisdiction	MINERAL WV
Township / Civil Division	2
Census Block Group	3
Census Block	3030
Census Tract	10500

Owner

Source: Mineral County records · APN 06-20N-0009.0000

Assessment roll updated November 24, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1925 CUT OFF RD, KEYSER, WV 26726-7117
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 04, 2026	Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC COAST MORTGAGE
Jun 25, 2026	Re-recorded Document, Transfer ELEVATED SETTLEMENTS
Sep 18, 2019	Deed, Transfer · FHA Mortgage C & F MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 25, 2026 · Amount on Record
Deed Sale	Jun 25, 2026 · Amount on Record
Prior Sale	Sep 18, 2019 · Amount on Record
Deed Document Number	2026217791
Deed Book / Page	418 / 663
Prior Transfer Date	May 27, 2026
Prior Transfer Doc	0000217791
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINERAL WV
Recording Date	Jun 04, 2026
Property Address	1925 CUT OFF RD, KEYSER, WV 26726-7117
Document Number	0000217347
Book / Page	675 / 919
Instrument Date	Jun 02, 2026
Instrument	2026217347
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	352 HERSHEY HOLLOW RD, KEYSER, WV 26726-8375
Investor	Possibly a Property Investor

Mortgage

Document Number	0000217347,
Date	Jun 04, 2026
Book Page	675/919
Instrument	2026217347

Lender

Name	ATLANTIC COAST MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Re-recorded Document, Transfer

Document Type	Re-recorded Document
Jurisdiction	MINERAL WV
Recording Date	Jun 25, 2026
Property Address	1925 CUT OFF RD, KEYSER, WV 26726-7117
Document Number	0000217791
Book / Page	418 / 663
Instrument Date	May 27, 2026
Instrument	2026217791
Transaction Type	Transfer
Record Updated	Jul 15, 2026
Title Company	ELEVATED SETTLEMENTS

Transaction

Amount	Amount Recorded
Tax	$100,878.80
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

September 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MINERAL WV
Recording Date	Sep 18, 2019
Property Address	1925 CUT OFF RD, KEYSER, WV 26726-7117
Document Number	000384/882
Book / Page	384 / 882
Map Reference	PB 2 PG 17
Instrument Date	Sep 06, 2019
Instrument	172552
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	000594/302
Date	Sep 18, 2019
Book Page	594/302
Instrument	172553

Lender

Name	C & F MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Mineral County records · Assessment roll updated November 24, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	West Virginia
County	Mineral County
Unified School District	Mineral County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$884.00 (+6.38%)	$74,100 (+6.37%) Land $11,940 Building $62,160	$123,500 (+6.37%) Land $19,900 Building $103,600
2023	$831.00	$69,660 (-) Land $11,940 Building $57,720	$116,100 (-) Land $19,900 Building $96,200
2022	$831.00	$69,660 Land $11,940 Building $57,720	$116,100 Land $19,900 Building $96,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mineral County (54057C), updated March 19, 2013 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 540570105003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 12 individual NFIP policies nearby
Nearby Flood Policies	12 in force
Nearby Flood Claims	35 (1985–2025)
Claims Outside the SFHA	4 of 35
Most Recent Claim	May 2025, river or lake flooding
Claims By Storm	Hurricane Fran And Associated Heavy Rains,flooding Highwind, Sep 1996 · 17 claims Flooding, Jan 1996 · 7 claims Severe Storms, Heavy Rains, Flooding, Mudslides, Jun 1995 · 8 claims

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 55% of West Virginia
Wildfire Likelihood	About 1 in 1,887 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 31 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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