1925 Crystal Beach Rd, Earleville, MD 21919 Property Records

Cecil County property record for 1925 Crystal Beach Rd, Earleville, MD 21919

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,412 sqft · built 1952
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$150,000 (Aug 2009)
Tax Bill	$2,009 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-012592`

Property Details

APN / Parcel Number

Primary APN	`01-012592`
Alternative APNs	`1012592` `012592`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,412 sqft Total Area

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Exterior Material	Asbestos
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Deck Area	192 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	012592
Street Address	1925 CRYSTAL BEACH RD
City	EARLEVILLE
State	MD
Zip	21919-2129
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SAR
Legal Description	PT LOT 10 - 1.00 ACR 1925 CRYSTAL BEACH ROAD N/W OF EARLEVILLE
Legal Subdivision	HUSFELT FARM
Legal Lot Number	10
Jurisdiction	CECIL MD
Township / Civil Division	1, CECILTON
Census Block Group	1
Census Block	1032
Census Tract	30100

Owner

Source: Cecil County assessment roll, as of August 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1925 CRYSTAL BEACH RD, EARLEVILLE, MD 21919-2129
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2020	Deed of Trust, Mortgage · Conventional with PMI NATIONS LNDG
Sep 13, 2019	Deed of Trust, Mortgage · FHA Mortgage NATIONS LNDG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 12, 2009 · Amount on Record
Deed Sale	Aug 12, 2009 · Amount on Record
Prior Sale	Jun 5, 1998 · Amount on Record
Deed Document Number	2009279584
Deed Book / Page	2684 / 1
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	1925 CRYSTAL BEACH RD, EARLEVILLE, MD 21919-2129
Document Number	0046490274
Instrument Date	Jul 16, 2020
Transaction Type	Mortgage
Record Updated	Aug 12, 2020
Title Company	KEY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1925 CRYSTAL BEACH RD EARLEVILLE MD 219192129, EARLEVILLE, MD 21919-2129

Mortgage

Document Number	0046490274
Date	Aug 4, 2020
Book Page	004649/000274

Lender

Name	NATIONS LNDG
Address	INDEPENDENCE, OH 44131

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 3, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	1925 CRYSTAL BEACH RD, EARLEVILLE, MD 21919-2129
Document Number	0044700307
Instrument Date	Sep 13, 2019
Transaction Type	Mortgage
Record Updated	Oct 8, 2019
Title Company	ARDENT TITLE COMPANY LLC, ARDENT TITLE CO LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1925 CRYSTAL BEACH RD EARLEVILLE MD 219192129, EARLEVILLE, MD 21919-2129

Mortgage

Document Number	0044700307
Date	Sep 26, 2019
Book Page	004470/000307

Lender

Name	NATIONS LNDG
Address	INDEPENDENCE, OH 44131

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 25, 2049

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of August 12, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$194,600 (+17.21%)	$206,500 (+20.9%) Land $84,700 Building $121,800
2025	$2,009.00 (+68.4%) Homeowner's exemption
2023	$1,193.00 Homeowner's exemption	$166,033	$170,800 Land $84,700 Building $86,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	5 (2003–2024)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Apr 2024 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Choptank Fiber Fiber	2,500 / 2,500
Xfinity Cable	1,200 / 35
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20

Cell Coverage

4G LTE (outdoors only), no 5G reported

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