1925 Colgate St NE, Roanoke, VA 24012 Property Records

Roanoke City property record for 1925 Colgate St NE, Roanoke, VA 24012

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,649 sqft · built 1920
Lot Size	0.166 acres (7,240 sqft)
Owner	Individual Name on File
Last Sale	$147,000 (Jun 2021)
Tax Bill	$1,991 (2026)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Mar 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`308-1327`

Property Details

APN / Parcel Number

Primary APN	`308-1327`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,649 sqft Finished Area
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Exterior Material	Brick Veneer
Construction Type	Wood
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,240 sqft (0.166 acres)
Lot Dimensions	118 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	324 sqft

Exterior Amenities

Porch	Porch
Porch Area	184 sqft
Patio Area	25 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Steam

Location & Zoning

Street Address	1925 COLGATE ST NE
City	ROANOKE
State	VA
Zip	24012-5203
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-1
Legal Description	LOT 5 BLK 5 OAKLAND TERRACE
Legal Subdivision	OAKLAND TERRACE
Legal Block	5
Legal Lot Number	5
Jurisdiction	ROANOKE CITY VA
Township / Civil Division	ROANOKE
Census Block Group	3
Census Block	3008
Census Tract	500

Owner

1925 Colgate St NE is owned and occupied by an individual who bought it in June 2021.

Source: Roanoke City records, as of March 16, 2026

Owner of Record	Individual Name on File
Mailing Address	1925 COLGATE ST NE, ROANOKE, VA 24012-5203
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2021	Deed, Transfer · FHA Mortgage RENASANT BANK
Mar 27, 2019	Deed, Transfer · FHA Mortgage ALCOVA MORTGAGE LLC
Jun 27, 2017	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 14, 2021 · Amount on File
Deed Sale	Jun 14, 2021 · Amount on File
Prior Sale	Mar 27, 2019 · Amount on File
Deed Document Number	210007426
Record Updated	Jun 8, 2026

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ROANOKE CITY VA
Recording Date	Jun 14, 2021
Property Address	1925 COLGATE ST NE, ROANOKE, VA 24012-5203
Document Number	0000007426
Map Reference	MB 1 PG 334
Instrument Date	Jun 6, 2021
Instrument	210007426
Transaction Type	Transfer
Record Updated	Jun 23, 2021
Title Company	VIRGINIA TITLE CENTER LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$147.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1925 COLGATE ST NE, ROANOKE, VA 24012-5203

Mortgage

Document Number	0000007427
Date	Jun 14, 2021
Instrument	210007427

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

March 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	ROANOKE CITY VA
Recording Date	Mar 27, 2019
Property Address	1925 COLGATE ST NE, ROANOKE, VA 24012-5203
Document Number	0000002888
Map Reference	MB 1 PG 334
Instrument Date	Mar 21, 2019
Instrument	190002888
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	SAGE TITLE GROUP

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$120.50
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1925 COLGATE ST NE, ROANOKE, VA 24012-5203

Mortgage

Document Number	0000002889
Date	Mar 27, 2019
Instrument	190002889

Lender

Name	ALCOVA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

Mortgage

Document Number	0000002890
Date	Mar 27, 2019
Instrument	190002890

Lender

Name	ALCOVA MORTGAGE LLC
Type	Mortgage Company
Address	ROANOKE, VA 24011

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROANOKE CITY VA
Property Address	1925 COLGATE ST NE, ROANOKE, VA 24012-5203
Document Number	0000008142
Instrument Date	Jun 27, 2017
Transaction Type	Mortgage
Record Updated	Oct 19, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1925 COLGATE ST NE ROANOKE VA 240125203, ROANOKE, VA 24012-5203

Mortgage

Document Number	0000008142
Date	Jul 5, 2017
Instrument	8142

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 4, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 1925 Colgate St NE was $1,991.

Source: Roanoke City assessment roll, as of January 1, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Roanoke City
Unified School District	Roanoke City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,991.00	$163,200 Land $27,600 Building $135,600	$163,200 Land $27,600 Building $135,600
2023	$1,820.00	$149,200 Land $20,900 Building $128,300	$149,200 Land $20,900 Building $128,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1925 Colgate St NE in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective December 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2003)
Most Recent Claim	Feb 2003 · Severe Winter Storm, Record/near Record Snowfall, Heavy Rain,floodind, And Mudslide

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1925 Colgate St NE is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERN VIRGINIA WATER AUTHORITY serves 182,700 people · EPA ID VA2770900
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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