1925 Clinch Dr, Fernandina Beach, FL 32034 Property Records

Nassau County property record for 1925 Clinch Dr, Fernandina Beach, FL 32034

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,924 sqft · built 1988
Lot Size	2.54 acres (110,849 sqft)
Owner	2 Owner Names on File
Tax Bill	$4,571 (2025)
Deeds & Mortgages	Jun 2021 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`00-00-30-0800-0033-0080`

Property Details

APN / Parcel Number

Primary APN	`00-00-30-0800-0033-0080`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,924 sqft Heated Area
Gross Area	2,376 sqft
1st Floor Area	1,144 sqft
Upper Floors Area	780 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1995
Exterior Material	Other
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	110,849 sqft (2.54 acres)
Lot Dimensions	150 ft deep x 142 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	264 sqft
Patio Area	104 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1925 CLINCH DR
City	FERNANDINA BEACH
State	FL
Zip	32034-7805
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-2
Legal Description	PT OF LOTS 33 & 34 IN OR 893/1617 & OR 1845/897 & OR 1845/899 SUB OF SEC 30 PB 1/5
Legal Range	28E
Legal Township	03N
Legal Section	30
Legal Subdivision	SUB OF SEC 30
Legal Lot Number	33,34 34
Jurisdiction	NASSAU FL
Township / Civil Division	FERNANDINA BEACH
Census Block Group	3
Census Block	3011
Census Tract	50204

Owner

The current owner of 1925 Clinch Dr acquired it in March 2013.

Source: Nassau County records, as of January 26, 2026

Owner of Record	2 Owner Names on File
Mailing Address	PO BOX 6157, FERNANDINA BEACH, FL 32035-6157
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 1999
Deed Sale	Aug 3, 1999
Deed Document Number	0008931617
Deed Book / Page	00003
Last Transfer Date	Mar 14, 2013
Transfer Doc	0018450899
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	1925 CLINCH DR, FERNANDINA BEACH, FL 32034-7805
Transaction Type	Mortgage
Record Updated	Jul 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1925 CLINCH DR, FERNANDINA BEACH, FL 32034-7805

Mortgage

Document Number	0024721626
Date	Jun 23, 2021
Book Page	2472/1626
Instrument	202145023371

Lender

Name	VYSTAR CU
Type	Credit Union
Address	FERNANDINA BEACH, FL 32034

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jun 1, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 1925 Clinch Dr was $4,571 with a homeowner's exemption, up 1.3% from the year before.

Source: Nassau County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,571.00 (+1.29%) Homeowner's exemption	$334,561 (+2.9%)	$707,307 (+21.92%) Land $526,880 Building $180,427
2024	$4,513.00 (+1.26%) Homeowner's exemption	$325,132 (+3%)	$580,154 (+3.87%) Land $407,480 Building $172,674
2023	$4,457.00 (+10.05%) Homeowner's exemption	$315,662 (+3%)	$558,535 (+0.15%) Land $393,280 Building $165,255
2022	$4,050.00 Homeowner's exemption	$306,468	$557,690 Land $393,280 Building $164,410

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1925 Clinch Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 91 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	91 in force
Nearby Flood Claims	2 (2016–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1925 Clinch Dr is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNANDINA BEACH WTP serves 21,925 people · EPA ID FL2450364
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20