1925 Clay St, Ashland, NE 68003 Property Records

Saunders County property record for 1925 Clay St, Ashland, NE 68003

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,380 sqft · built 1878
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on File
Last Sale	$255,000 (Sep 2026)
Tax Bill	$1,995 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3249-02-1-01020-030-8500`

Property Details

APN / Parcel Number

Primary APN	`3249-02-1-01020-030-8500`
Alternative APN	`004668500`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,380 sqft Living Area
1st Floor Area	1,056 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1878
Effective Year Built	Effective 1878
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	140 ft deep x 66 ft wide
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	240 sqft
Patio Area	408 sqft
Shed	1 Shed
Shed Area	60 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1925 CLAY ST
City	ASHLAND
State	NE
Zip	68003-1633
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE-FAM
Legal Description	LOT 4 & E 1/2 LOT 5 BLK 30 MILLER & CLARK ADDITION ASHLAND; MAP NUMBER: 3249-02-1-01020-030-8500
Legal Range	09
Legal Township	12
Legal Section	02
Legal Subdivision	ASHLAND-MILLER & CLARK
Legal Block	30
Legal Lot Number	4-5
Jurisdiction	SAUNDERS NE
Township / Civil Division	ASHLAND
Census Block Group	2
Census Block	2080
Census Tract	968500

Owner

1925 Clay St is owned and occupied by two individuals who bought it in September 2026.

Source: Saunders County records, as of October 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1925 CLAY ST, ASHLAND, NE 68003-1633
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 24, 2026 · Amount on File
Deed Sale	Sep 24, 2026 · Amount on File
Deed Document Number	202609297
Deed Book / Page	642 / 533
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAUNDERS NE
Recording Date	Sep 24, 2026
Property Address	1925 CLAY ST, ASHLAND, NE 68003-1633
Document Number	0000000297
Book / Page	642 / 533
Instrument Date	Sep 22, 2026
Instrument	202609297
Transaction Type	Transfer
Record Updated	Oct 9, 2026
Title Company	TITLE SERVICES, TITLE SERVICES OF SAUNDERS COU

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$85,506.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1925 CLAY ST, ASHLAND, NE 68003-1633

Mortgage

Document Number	0000000298,
Date	Sep 24, 2026
Instrument	202609298

Lender

Name	CHARTER BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 1925 Clay St was $1,995.

Source: Saunders County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Nebraska
Municipality	Ashland City
County	Saunders County
County Subdivision	Ashland Township
Unified School District	Ashland-Greenwood Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,995.00	$141,313 Land $18,240 Building $123,073	$141,313 Land $18,240 Building $123,073
2023	$2,198.00	$127,546 Land $18,240 Building $109,306	$127,546 Land $18,240 Building $109,306

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1925 Clay St in Zone X, an area of minimal flood risk, though there have been 52 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective January 3, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 28 policies
Nearby Flood Policies	28 in force
Nearby Flood Claims	52 (1982–2019)
Claims Outside the SFHA	11 of 52
Most Recent Claim	Mar 2019 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2019 · 17 claims Ice Jams & Flooding, Mar 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1925 Clay St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.5% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHLAND serves 3,369 people · EPA ID NE3115506
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2026) action level 15 ppb
Copper	2.46 mg/L (2026) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Allo Communications Fiber	2,300 / 2,300
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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