Mecklenburg County property record for 1925 Chatham Ave, Charlotte, NC 28205
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,590 sqft · built 1940 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $556,500 (Sep 2020) |
| Tax Bill | $5,791 (2024) |
| Deeds & Mortgages | Jun 2025 Mortgage Jul 2025 Transfer + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 095-084-19 |
| Primary APN | 095-084-19 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,590 sqft Living Area |
| 1st Floor Area | 1,182 sqft |
| Upper Floors Area | 408 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 7,405 sqft (0.17 acres) |
| Garage Area | 512 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 24 sqft |
| Patio Area | 216 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 1925 CHATHAM AVE |
|---|---|
| City | CHARLOTTE |
| State | NC |
| Zip | 28205-3629 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-5 |
| Legal Description | L13 B5 M230-284 |
| Legal Subdivision | MIDWOOD |
| Legal Block | 5 |
| Legal Lot Number | 13 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 3 |
| Census Block | 3031 |
| Census Tract | 1200 |
1925 Chatham Ave is owned and occupied by two individuals who bought it in September 2020.
Source: Mecklenburg County records, as of March 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1925 CHATHAM AVE, CHARLOTTE, NC 28205-3629 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 27, 2025 | Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA |
| Jul 1, 2025 | Intrafamily Transfer, Transfer |
| Sep 21, 2017 | Deed of Trust, Mortgage · Commercial Mortgage SUNTRUST BANK |
| Apr 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE |
| Sep 18, 2020 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP |
| May 31, 2018 | Warranty Deed, Transfer · Conventional with PMI GOODMORTGAGE.COM |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 18, 2020 · Amount on File |
| Deed Sale | Sep 18, 2020 · Amount on File |
| Prior Sale | May 31, 2018 · Amount on File |
| Deed Document Number | 2020152000 |
| Deed Book / Page | 35074 / 239 |
| Prior Transfer Date | Aug 2, 2007 |
| Prior Transfer Doc | 0000165188 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 1925 CHATHAM AVE, CHARLOTTE, NC 28205-3629 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2026 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC OH |
| Name | Verified Name |
|---|---|
| Address | 1925 CHATHAM AVE, CHARLOTTE, NC 28205-3629 |
| Document Number | 0000064035 |
|---|---|
| Date | Jun 27, 2025 |
| Book Page | 39685/52 |
| Instrument | 2025064035 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28202 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jul 1, 2025 |
| Property Address | 1925 CHATHAM AVE, CHARLOTTE, NC 28205-3629 |
| Document Number | 0000065607 |
| Book / Page | 39695 / 510 |
| Map Reference | MB 230 PG 284 |
| Instrument Date | Jun 30, 2025 |
| Instrument | 2025065607 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1925 CHATHAM AVE, CHARLOTTE, NC 28205-3629 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 1925 CHATHAM AVE, CHARLOTTE, NC 28205-3629 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMERICAN TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0000127744 |
|---|---|
| Date | Sep 21, 2017 |
| Book Page | 32134/461 |
| Instrument | 2017127744 |
| Name | SUNTRUST BANK |
|---|---|
| Type | Bank |
| Address | DURHAM, NC 27701 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 13, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 1925 CHATHAM AVE, CHARLOTTE, NC 28205-3629 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000049541 |
|---|---|
| Date | Apr 8, 2020 |
| Book Page | 34453/240 |
| Instrument | 2020049541 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Sep 18, 2020 |
| Property Address | 1925 CHATHAM AVE, CHARLOTTE, NC 28205-3629 |
| Document Number | 0000152000 |
| Book / Page | 35074 / 239 |
| Map Reference | MB 230 PG 284&285 |
| Instrument Date | Sep 18, 2020 |
| Instrument | 2020152000 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2021 |
| Title Company | CARDINAL TITLE CENTER LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,113.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2529 COUNTRY CLUB LN, 2529, CHARLOTTE, NC 28205-3124 |
| Name | Verified Name |
|---|---|
| Address | 1925 CHATHAM AVE, CHARLOTTE, NC 28205-3629 |
| Document Number | 0000152001 |
|---|---|
| Date | Sep 18, 2020 |
| Instrument | 2020152001 |
| Name | AMERICAN SECURITY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | May 31, 2018 |
| Property Address | 1925 CHATHAM AVE, CHARLOTTE, NC 28205-3629 |
| Document Number | 0000066716 |
| Book / Page | 032718 / 000235 |
| Instrument Date | May 31, 2018 |
| Instrument | 66716 |
| Transaction Type | Transfer |
| Record Updated | Jun 28, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,021.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1925 CHATHAM AVE CHARLOTTE NC 282053629, CHARLOTTE, NC 28205-3629 |
| Document Number | 66717 |
|---|---|
| Date | May 31, 2018 |
| Book Page | 032718/000237 |
| Instrument | 66717 |
| Name | GOODMORTGAGE.COM |
|---|---|
| Type | Mortgage Company |
| Address | 1900 GALLOWS RD # 800, VIENNA, VA 22182-4098 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 30, 2048 |
Source: Mecklenburg County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $744,600 Land $350,000 Building $394,600 | $744,600 Land $350,000 Building $394,600 | |
| 2024 | $5,791.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1925 Chatham Ave in Zone X, an area of minimal flood risk, though there have been 30 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 30 (1979–2021) |
| Claims Outside the SFHA | 6 of 30 |
| Most Recent Claim | Mar 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1925 Chatham Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 546 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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