Black Hawk County property record for 1925 Caras Rd, Waterloo, IA 50701
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,659 sqft · built 1978 |
| Lot Size | 0.31 acres (13,500 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $222,000 (Jul 2014) |
| Tax Bill | $6,052 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 8813-08-154-006 |
| Primary APN | 8813-08-154-006 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,659 sqft Living Area |
| 1st Floor Area | 896 sqft |
| Basement Area | 1,032 sqft |
| Finished Basement | 425 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,500 sqft (0.31 acres) |
| Lot Dimensions | 135 ft deep x 100 ft wide |
| Garage Type | Mixed |
| Garage Area | 1,428 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 300 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 1925 CARAS RD |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50701-9794 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | AUDUBON PARK LOT 6 |
| Legal Range | 13W |
| Legal Township | 88N |
| Legal Section | 08 |
| Legal Subdivision | AUDUBON PARK |
| Legal Lot Number | 6 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1054 |
| Census Tract | 3001 |
Source: Black Hawk County records, as of September 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1925 CARAS RD, WATERLOO, IA 50701-9794 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 25, 2014 · Amount on Record |
| Deed Sale | Jul 25, 2014 · Amount on Record |
| Deed Document Number | 2014201500001491 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Sep 11, 2026 |
| Property Address | 1925 CARAS RD, WATERLOO, IA 50701-9794 |
| Document Number | 0000013758 |
| Instrument Date | Sep 5, 2026 |
| Instrument | 202613758 |
| Transaction Type | Mortgage |
| Record Updated | Sep 16, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1925 CARAS RD, WATERLOO, IA 50701-9794 |
| Document Number | 0000013758, |
|---|---|
| Date | Sep 11, 2026 |
| Instrument | 202613758 |
| Name | VERIDIAN CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Sep 25, 2031 |
| Max Rate | -1% |
|---|
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,052.00 (-9.54%) Homeowner's exemption | $307,480 (-3.5%) Land $42,080 Building $265,400 | $307,480 (-3.5%) Land $42,080 Building $265,400 |
| 2024 | $6,690.00 (+28.55%) | ||
| 2023 | $318,630 (+31.75%) Land $42,080 Building $276,550 | $318,630 (+31.75%) Land $42,080 Building $276,550 | |
| 2022 | $5,204.00 Homeowner's exemption | $241,850 Land $42,080 Building $199,770 | |
| 2021 | $241,850 Land $42,080 Building $199,770 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 21 individual policies |
| Nearby Flood Policies | 37 units insured incl. 16 condo units |
| Nearby Flood Claims | 2 (1985–2020) |
| Most Recent Claim | Jun 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 76% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Waterloo Fiber Fiber | 10,000 / 10,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
May also be available: Nextlink.
5G (outdoors only) and 4G LTE
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