1925 Cactus Ln, Cumming, GA 30040 Property Records

Forsyth County property record for 1925 Cactus Ln, Cumming, GA 30040

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,748 sqft · built 1986
Lot Size	0.574 acres (25,000 sqft)
Owner	Individual Name on Record
Last Sale	$263,000 (Aug 2020)
Tax Bill	$3,540 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Aug 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`151-000-095`

Property Details

APN / Parcel Number

Primary APN	`151-000-095`
Alternative APNs	`0000246973` `151 095`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	1,748 sqft Living Area
1st Floor Area	1,064 sqft
Utility Area	100 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2010
Exterior Material	Other
Construction Type	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	25,000 sqft (0.574 acres)
Lot Dimensions	200 ft deep x 125 ft wide
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	228 sqft
Deck Area	Deck Area
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	0000246973
Street Address	1925 CACTUS LN
City	CUMMING
State	GA
Zip	30040-4411
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2R
Legal Description	3-1 981 LT7 TMBRLND HGHTS
Legal Subdivision	TIMBERLAND HEIGHTS
Legal Block	2
Legal Lot Number	7
Jurisdiction	FORSYTH GA
Township / Civil Division	CUMMING
Census Block Group	2
Census Block	2000
Census Tract	130411

Owner

Source: Forsyth County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1925 CACTUS LN, CUMMING, GA 30040-4411
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST OPTION MORTGAGE
Aug 31, 2020	Grant Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
Jan 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 13, 2020 · Amount on Record
Deed Sale	Aug 13, 2020 · Amount on Record
Prior Sale	Aug 4, 2016 · Amount on Record
Deed Document Number	20207960
Deed Book / Page	9569 / 570
Prior Transfer Date	Dec 14, 2009
Prior Transfer Doc	0056100100
Record Updated	Oct 29, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORSYTH GA
Recording Date	Jan 31, 2022
Property Address	1925 CACTUS LN, CUMMING, GA 30040-4411
Document Number	0105860277
Book / Page	10586 / 277
Instrument Date	Jan 31, 2022
Instrument	2022-001033
Transaction Type	Transfer
Record Updated	Feb 21, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2300 PEACHFORD RD APT 3204, 3204, DUNWOODY, GA 30338-7148

Mortgage

Document Number	0105860000000278
Date	Jan 31, 2022
Book Page	0000010586/0000000278

Lender

Name	FIRST OPTION MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FORSYTH GA
Recording Date	Aug 31, 2020
Property Address	1925 CACTUS LN, CUMMING, GA 30040-4411
Document Number	0095690570
Book / Page	009569 / 000570
Instrument Date	Aug 13, 2020
Transaction Type	Transfer
Record Updated	Sep 29, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$263.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1925 CACTUS LN CUMMING GA 300404411, CUMMING, GA 30040-4411

Mortgage

Document Number	95690572
Date	Aug 31, 2020
Book Page	009569/000572

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 30, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORSYTH GA
Property Address	1925 CACTUS LN, CUMMING, GA 30040-4411
Document Number	0092080746
Instrument Date	Jan 3, 2020
Transaction Type	Mortgage
Record Updated	Feb 18, 2020
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1925 CACTUS LN CUMMING GA 300404411, CUMMING, GA 30040-4411

Mortgage

Document Number	0092080746
Date	Feb 6, 2020
Book Page	009208/000746

Lender

Name	FIFTH THIRD BK NA
Address	CINCINNATI, OH 45263

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 5, 2050

Tax Assessment & Valuation

Source: Forsyth County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Forsyth County
Unified School District	Forsyth County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,540.00 (+0.54%) Homeowner's exemption Additional exemption filed	$158,260 (+14.38%) Land $36,000 Building $122,260	$395,650 (+14.38%) Land $90,000 Building $305,650
2024	$3,521.00 (+24.5%)
2023	$2,828.00 (+508.17%) Homeowner's exemption	$138,360 (+38.05%) Land $26,000 Building $112,360	$345,900 (+38.05%) Land $65,000 Building $280,900
2022	$465.00 Homeowner's exemption	$100,224 Land $24,000 Building $76,224	$250,560 Land $60,000 Building $190,560

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CUMMING serves 58,661 people · EPA ID GA1170000
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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