1925 Cactus Ct, Apt 2, Walnut Creek, CA 94595 Property Records

Contra Costa County property record for 1925 Cactus Ct, Apt 2, Walnut Creek, CA 94595

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,476 sqft · built 1974
Lot Size	0.034 acres (1,475 sqft)
Owner	Trust Name on File
Last Sale	$780,000 (Apr 2020)
Tax Bill	$9,790 (2025)
Deeds & Mortgages	Jul 2021 Reverse Mortgage Apr 2020 Sale & Reverse Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`186-190-028-8`

Property Details

APN / Parcel Number

Primary APN	`186-190-028-8`
Alternative APNs	`186-190-028` `1893900280`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,476 sqft Living Area
1st Floor Area	1,476 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1994
Architectural Style	Condo/Apartment
Lot Area	1,475 sqft (0.034 acres)
Garage Type	Attached
Garage Area	259 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1925 CACTUS CT, 2
City	WALNUT CREEK
State	CA
Zip	94595-2562
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	TR 4511 LOT 1 BLDG 3705 UNIT 2EX MR
Legal Subdivision	SUBDIVISION 4511
Legal Tract	4511
Legal Block	3705
Legal Lot Number	1
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1000
Census Tract	351103

Owner

1925 Cactus Ct, Apt 2 is owner-occupied and held in a trust since April 2020.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	Trust Name on File
Mailing Address	1925 CACTUS CT, 2, WALNUT CREEK, CA 94595-2562
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2021	Deed of Trust, Mortgage · Reverse Mortgage MUTUAL OF OMAHA MORTGAGE INC
Apr 24, 2020	Grant Deed, Transfer · Reverse Mortgage SYNERGY ONE LENDING
Jul 16, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 24, 2020 · Amount on File
Deed Sale	Apr 24, 2020 · Amount on File
Prior Sale	Aug 6, 2010 · Amount on File
Deed Document Number	202077593
Prior Transfer Date	Jul 9, 2018
Prior Transfer Doc	0000112651
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1925 CACTUS CT APT 2, 2, WALNUT CREEK, CA 94595-2562
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1925 CACTUS CT 2, 2, WALNUT CREEK, CA 94595-2562

Mortgage

Document Number	0000200129
Date	Jul 15, 2021
Instrument	2021-200129

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	1.57%
Type Change Date	Sep 1, 2021
Change Frequency	Annually
Index	1-Year CMT

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Apr 24, 2020
Property Address	1925 CACTUS CT APT 2, 2, WALNUT CREEK, CA 94595-2562
Document Number	0000077593
Map Reference	MB 163 PG 28-30
Instrument Date	Apr 19, 2020
Instrument	2020-077593
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000077594
Date	Apr 24, 2020
Instrument	2020-077594

Lender

Name	SYNERGY ONE LENDING
Type	Lending Institution

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	3.89%
Type Change Date	May 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jul 16, 2018
Property Address	1925 CACTUS CT APT 2, 2, WALNUT CREEK, CA 94595-2562
Document Number	0000112651
Instrument Date	Jul 9, 2018
Instrument	112651
Transaction Type	Transfer
Record Updated	Nov 7, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1925 CACTUS CT #2 WALNUT CREEK CA 945952562, 2, WALNUT CREEK, CA 94595-2562

Tax Assessment & Valuation

The 2025 property tax bill for 1925 Cactus Ct, Apt 2 was $9,790 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Walnut Creek City
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Walnut Creek Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$856,713 (+2%) Land $496,404 Building $360,309
2025	$9,790.00 Homeowner's exemption	$839,916 Land $486,671 Building $353,245
2023	$9,456.00 (+1.9%) Homeowner's exemption	$807,303 Land $467,774 Building $339,529
2022	$9,280.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1925 Cactus Ct, Apt 2 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1925 Cactus Ct, Apt 2 is moderate, ranking above 47% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 72% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, AT&T.

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