1925 Brown Rd, Finksburg, MD 21048 Property Records

Carroll County property record for 1925 Brown Rd, Finksburg, MD 21048

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 2,294 sqft · built 1992
Lot Size	3 acres (130,854 sqft)
Owner	2 Individual Names on Record
Last Sale	$165,000 (May 2019)
Tax Bill	$5,696 (2026)
Deeds & Mortgages	Oct 2019 Mortgage Jan 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-064887`

Property Details

APN / Parcel Number

Primary APN	`04-064887`
Alternative APNs	`4064887` `064887`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,294 sqft Total Area
Utility Area	363 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	130,854 sqft (3 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	44 sqft
Patio Area	1,200 sqft
Shed	1 Shed
Shed Area	1,536 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	064887
Street Address	1925 BROWN RD
City	FINKSBURG
State	MD
Zip	21048-1507
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CONSE
Legal Description	REM-3.0036 ACS 1925 BROWN RD FINKSBURG
Legal Subdivision	CENTURY HOLLOW PH 1
Jurisdiction	CARROLL MD
Township / Civil Division	4, WOOLERYS
Census Block Group	2
Census Block	2020
Census Tract	504100

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1925 BROWN RD, FINKSBURG, MD 21048-1507
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL FCU OF MARYLAND
Jan 11, 2019	Deed, Transfer · Conventional Mortgage FIRST FINANCIAL OF MD FEDERAL CREDI

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 10, 2019 · Amount on Record
Deed Sale	May 10, 2019 · Amount on Record
Prior Sale	Jan 11, 2019 · Amount on Record
Deed Book / Page	9287 / 384
Prior Transfer Date	Jun 26, 2013
Prior Transfer Doc	0074030112
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	1925 BROWN RD, FINKSBURG, MD 21048-1507
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0094520421
Date	Oct 23, 2019
Book Page	9452/0421

Lender

Name	FIRST FINANCIAL FCU OF MARYLAND
Type	Credit Union
Address	LUTHERVILLE TIMONIUM, MD 21093

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2039

January 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Jan 11, 2019
Property Address	1925 BROWN RD, FINKSBURG, MD 21048-1507
Document Number	0092040423
Book / Page	9204 / 0423
Map Reference	LB 1272 FO 754
Instrument Date	Jan 2, 2019
Transaction Type	Transfer
Record Updated	May 2, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1572 WESLEY RD, FINKSBURG, MD 21048-1210
Investor	Possibly a Property Investor

Mortgage

Document Number	0009204432
Date	Jan 11, 2019
Instrument	9204/432

Lender

Name	FIRST FINANCIAL OF MD FEDERAL CREDI
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

Mortgage

Document Number	0092040451
Date	Jan 11, 2019
Book Page	9204/0451

Lender

Name	FIRST FINANCIAL FCU OF MARYLAND
Type	Credit Union
Address	LUTHERVILLE TIMONIUM, MD 21093

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 10, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,696.00 (+4.76%) Homeowner's exemption	$552,133 (+3.22%)	$586,600 (+9.67%) Land $200,000 Building $386,600
2025	$5,437.00 (+3.19%) Homeowner's exemption	$534,900 (+14.7%) Land $180,000 Building $354,900	$534,900 (-) Land $180,000 Building $354,900
2023	$5,269.00 Homeowner's exemption	$466,367	$534,900 Land $180,000 Building $354,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2003)
Most Recent Claim	Dec 2003 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: BridgeMAXX Suncoast Broadband.

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