1925 Bridle Path, Independence, KY 41051 Property Records

Kenton County property record for 1925 Bridle Path, Independence, KY 41051

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,896 sqft · built 2013
Lot Size0.29 acres (12,632 sqft)
Owner2 Individual Names on Record
Last Sale$180,000 (May 2014)
Tax Bill$3,198 (2025)
Deeds & MortgagesSep 2019 Mortgage
Dec 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN031-00-01-014.00

Property Details

APN / Parcel Number

Primary APN031-00-01-014.00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,896 sqft Finished Area

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Exterior MaterialBrick
Foundation TypeConcrete
Lot Area12,632 sqft (0.29 acres)
Garage TypeBasement
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric
SewerConnected

Location & Zoning

Street Address1925 BRIDLE PATH
CityINDEPENDENCE
StateKY
Zip41051-8143
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRIDGEWAY FARM SEC 1 LOT 14
Legal SubdivisionRIDGEWAY FARM
Legal Phase1
Legal Lot Number14
JurisdictionKENTON KY
Township / Civil DivisionINDEPENDENCE
Census Block Group1
Census Block1005
Census Tract63610

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1925 BRIDLE PATH, INDEPENDENCE, KY 41051-8143
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 9, 2019Deed of Trust, Mortgage · Conventional Mortgage
UNION HM MTG CORP
Dec 11, 2017Deed of Trust, Mortgage · Conventional with PMI
GUARANTY TR

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 30, 2014 · Amount on Record
Deed SaleMay 30, 2014 · Amount on Record
Prior SaleFeb 15, 2013 · Amount on Record
Deed Document Number201405 30 059 00081
Deed Book / Page3442 / 1
Record UpdatedOct 29, 2026

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address1925 BRIDLE PATH, INDEPENDENCE, KY 41051-8143
Document Number0000000037
Instrument DateSep 9, 2019
Transaction TypeMortgage
Record UpdatedOct 17, 2019
Title CompanyCINCINNATUS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1925 BRIDLE PATH INDEPENDENCE KY 410518143, INDEPENDENCE, KY 41051-8143

Mortgage

Document Number0000000037
DateSep 24, 2019
Book Page0I4332/000263
Instrument37
Lender
NameUNION HM MTG CORP
AddressSTRONGSVILLE, OH 44136
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 23, 2049

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address1925 BRIDLE PATH, INDEPENDENCE, KY 41051-8143
Document Number0000000140
Book / Page0I4044 / 000115
Instrument DateDec 11, 2017
Transaction TypeMortgage
Record UpdatedJan 3, 2018
Title CompanyCINCINNATUS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1925 BRIDLE PATH INDEPENDENCE KY 410518143, INDEPENDENCE, KY 41051-8143

Mortgage

Document Number0000000140
DateDec 19, 2017
Book Page0I4044/000115
Instrument140
Lender
NameGUARANTY TR
AddressMURFREESBORO, TN 37129
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueDec 18, 2047

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityIndependence City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$275,000 (-) Land $40,000 Building $235,000$275,000 (-) Land $40,000 Building $235,000
2025$3,198.00 (+19.82%)$275,000 (+30.02%) Land $40,000 Building $235,000$275,000 (+30.02%) Land $40,000 Building $235,000
2023$2,669.00$211,500 Land $35,000 Building $176,500$211,500 Land $35,000 Building $176,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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