Harford County property record for 1925 Bear Creek Dr, Forest Hill, MD 21050
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,740 sqft · built 1988 |
| Lot Size | 0.235 acres (10,246 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $475,000 (Apr 2024) |
| Tax Bill | $4,146 (2026) |
| Deeds & Mortgages | Apr 2024 Sale & Mortgage May 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-226735 |
| Primary APN | 03-226735 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,740 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 10,246 sqft (0.235 acres) |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Pool Area | 236 sqft |
| Porch | Slab |
| Porch Area | 156 sqft |
| Deck Area | 180 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 226735 |
|---|---|
| Street Address | 1925 BEAR CREEK DR |
| City | FOREST HILL |
| State | MD |
| Zip | 21050-2737 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LT 13 .235 AC 1925 BEAR CREEK DRIVE FOREST LAKE S6 P 58/103 |
| Legal Subdivision | BEAR CREEK |
| Legal Lot Number | 13 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 3, BEL AIR |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 303204 |
1925 Bear Creek Dr is owned and occupied by two individuals who bought it in April 2024.
Source: Harford County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1925 BEAR CREEK DR, FOREST HILL, MD 21050-2737 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 18, 2024 | Deed, Transfer · Conventional Mortgage HAR CO CU |
| May 14, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FLORIDA CAPITAL BANK NA |
| Aug 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FLORIDA CAPITAL BANK NA |
| Dec 10, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 18, 2024 · Amount on File |
| Deed Sale | Apr 18, 2024 · Amount on File |
| Prior Sale | Nov 21, 2003 · Amount on File |
| Deed Book / Page | 16235 / 249 |
| Prior Transfer Date | Oct 20, 2019 |
| Prior Transfer Doc | 0135840264 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Apr 18, 2024 |
| Property Address | 1925 BEAR CREEK DR, FOREST HILL, MD 21050-2737 |
| Document Number | 0162350249 |
| Book / Page | 16235 / 249 |
| Map Reference | MB CGH 58 FO 103 |
| Instrument Date | Apr 12, 2024 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2024 |
| Title Company | R AND P SETTLEMENT GROUP LLC, R & P SETTLEMENT GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,375.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1925 BEAR CREEK DR, FOREST HILL, MD 21050-2737 |
| Document Number | 0162350255 |
|---|---|
| Date | Apr 18, 2024 |
| Instrument | 16235-0255 |
| Name | HAR CO CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 1925 BEAR CREEK DR, FOREST HILL, MD 21050-2737 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Title Company | COMMUNITY SETMNT GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0132620152 |
|---|---|
| Date | May 14, 2019 |
| Book Page | 13262/0152 |
| Name | FLORIDA CAPITAL BANK NA |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32256 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 1925 BEAR CREEK DR, FOREST HILL, MD 21050-2737 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Title Company | COMMUNITY SETTLEMENT GROUP LLC, COMMUNITY STLMT GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0149460250 |
|---|---|
| Date | Aug 9, 2021 |
| Book Page | 14946/250 |
| Name | FLORIDA CAPITAL BANK NA |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32256 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Dec 10, 2019 |
| Property Address | 1925 BEAR CREEK DR, FOREST HILL, MD 21050-2737 |
| Document Number | 0135840264 |
| Book / Page | 013584 / 000264 |
| Instrument Date | Oct 20, 2019 |
| Transaction Type | Transfer |
| Record Updated | Dec 24, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 1925 BEAR CREEK DR FOREST HILL MD 210502737, FOREST HILL, MD 21050-2737 |
The 2026 property tax bill for 1925 Bear Creek Dr was $4,146, up 11.6% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,146.00 (+11.6%) | $380,433 (+7.8%) | $435,500 (+23.41%) Land $116,100 Building $319,400 |
| 2025 | $3,715.00 | $352,900 Land $116,100 Building $236,800 | $352,900 Land $116,100 Building $236,800 |
| 2023 | $328,967 | $352,900 Land $116,100 Building $236,800 | |
| 2022 | $3,454.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1925 Bear Creek Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1925 Bear Creek Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
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