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1925 46th Ave, Apt 97, Capitola, CA 95010 Property Records

Santa Cruz County property record for 1925 46th Ave, Apt 97, Capitola, CA 95010 · Last verified August 2026

Property Summary

Property TypeCondominium
Details2 bd · 1 ba · 775 sqft · built 1973
Lot Size0.017 acres (741 sqft)
OwnerIndividual Name on File
Last Sale$453,000 (Nov 2019)
Tax Bill$6,794 (2025)
Deeds & MortgagesAug 2021 Mortgage
Nov 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN034-581-53

Property Details

APN / Parcel Number

Primary APN034-581-53
Alternative APN
  • 034-581-53-000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Building Area775 sqft Living Area

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1990
Architectural StyleCondo/Apartment
Construction TypeWood
Roof TypeSawtooth
Roof MaterialComposition Shingle
Lot Area741 sqft (0.017 acres)
Garage TypeCarport
Garage Area240 sqft
CarportCarport
Carport Area240 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1925 46TH AVE, 97
CityCAPITOLA
StateCA
Zip95010-2632
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionTRACT 936 UNIT 97-B
Legal SubdivisionVILLAS OF CAPITOLA
Legal Tract936
Legal Lot Number1-4
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group2
Census Block2004
Census Tract121701

Owner

Source: Santa Cruz County records · APN 034-581-53

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1925 46TH AVE, 97, CAPITOLA, CA 95010-2632
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Aug 16, 2021Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE INC
Nov 06, 2019Grant Deed, Transfer · Conventional Mortgage
BAY FCU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 06, 2019 · Amount on Record
Deed SaleNov 06, 2019 · Amount on Record
Prior SaleOct 22, 1998
Deed Document Number201934575
Prior Transfer DateDec 28, 2006
Prior Transfer Doc0000003259
Record UpdatedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address1925 46TH AVE APT 97, 97, CAPITOLA, CA 95010-2632
Transaction TypeMortgage
Record UpdatedSep 07, 2021
Title CompanyORABGE COAST TITLE, ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1925 46TH AVE 9797, 9797, CAPITOLA, CA 95010-2653

Mortgage

Document Number0000042746
DateAug 16, 2021
Instrument2021-0042746
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

November 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateNov 06, 2019
Property Address1925 46TH AVE APT 97, 97, CAPITOLA, CA 95010-2632
Document Number0000034575
Map ReferenceVOL 70 PG 64
Instrument DateOct 30, 2019
Instrument2019-0034575
Transaction TypeTransfer
Record UpdatedAug 17, 2021
Title CompanyOLD REPUBLIC TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address1925 46TH AVE APT 97, 97, CAPITOLA, CA 95010-2632

Mortgage

Document Number0000034576
DateNov 06, 2019
Instrument2019-0034576
Lender
NameBAY FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2049

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
MunicipalityCapitola City
Secondary School DistrictSanta Cruz City High School District (9-12) (09 - 12)
Elementary School DistrictSoquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$505,331 (+2%) Land $328,465 Building $176,866
2025$6,794.00 (+10.67%) Homeowner's exemption$495,422 (+4.04%) Land $322,024 Building $173,398
2023$6,139.00 (+1.45%) Homeowner's exemption$476,184 Land $309,520 Building $166,664$493,920
2022$6,051.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871217012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 1 individual NFIP policies nearby
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2022)
Claims Outside the SFHA1 of 1
Most Recent ClaimDec 2022, other causes, Severe Winter Storms, Flooding, Landslides, And Mudslides

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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