1925 46th Ave, Apt 88, Capitola, CA 95010 Property Records

Santa Cruz County property record for 1925 46th Ave, Apt 88, Capitola, CA 95010 · Last verified August 2026

Property Summary

Property TypeCondominium
Details2 bd · 1 ba · 874 sqft · built 1973
Lot Size0.018 acres (784 sqft)
OwnerIndividual Name on File
Last Sale$116,000 (May 1997)
Tax Bill$3,314 (2025)
Deeds & MortgagesJun 2017 Line of Credit
Oct 2017 Line of Credit
+ 4 more
Flood ZoneZone X (minimal risk)
APN034-591-44

Property Details

APN / Parcel Number

Primary APN034-591-44
Alternative APN
  • 034-591-44-000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Building Area874 sqft Living Area

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Architectural StyleCondo/Apartment
Construction TypeWood
Roof TypeSawtooth
Roof MaterialComposition Shingle
Lot Area784 sqft (0.018 acres)

Utilities, Heating & Cooling

SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1925 46TH AVE, 88
CityCAPITOLA
StateCA
Zip95010-2630
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal SubdivisionPLAN
Legal Lot Number1-4
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group2
Census Block2004
Census Tract121701

Owner

Source: Santa Cruz County records · APN 034-591-44

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1925 46TH AVE, 88, CAPITOLA, CA 95010-2630
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 08, 2017Deed of Trust, Mortgage · Line of Credit
COMERICA BANK
Oct 27, 2017Deed of Trust, Mortgage · Line of Credit
COMERICA BANK
Sep 14, 2017Deed of Trust, Mortgage · Conventional Mortgage
ACADEMY MORTGAGE CORP
Apr 01, 2021Deed of Trust, Mortgage · Commercial Mortgage
COMERICA BANK
Feb 01, 2021Deed of Trust, Mortgage · Conventional Mortgage
ACADEMY MORTGAGE CORP
Oct 24, 2022Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 30, 1997 · Amount on Record
Deed SaleMay 30, 1997 · Amount on Record
Deed Document Number199724100
Last Transfer DateOct 20, 2022
Transfer Doc0000028979
Record UpdatedSep 20, 2026

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address1925 46TH AVE APT 88, 88, CAPITOLA, CA 95010-2630
Transaction TypeMortgage
Record UpdatedNov 09, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000018813
DateJun 08, 2017
Instrument2017-0018813
Lender
NameCOMERICA BANK
TypeBank
AddressDALLAS, TX 75201
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address1925 46TH AVE APT 88, 88, CAPITOLA, CA 95010-2630
Transaction TypeMortgage
Record UpdatedNov 09, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000036176
DateOct 27, 2017
Instrument2017-0036176
Lender
NameCOMERICA BANK
TypeBank
AddressDALLAS, TX 75201
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address1925 46TH AVE APT 88, 88, CAPITOLA, CA 95010-2630
Transaction TypeMortgage
Record UpdatedNov 09, 2022
Title CompanyFIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000030624
DateSep 14, 2017
Instrument2017-0030624
Lender
NameACADEMY MORTGAGE CORP
TypeMortgage Company
AddressDRAPER, UT 84020
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2047

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address1925 46TH AVE APT 88, 88, CAPITOLA, CA 95010-2630
Transaction TypeMortgage
Record UpdatedNov 09, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1925 46TH AVE 88, 88, CAPITOLA, CA 95010-2630

Mortgage

Document Number0000018749
DateApr 01, 2021
Instrument2021-0018749
Lender
NameCOMERICA BANK
TypeBank
AddressDALLAS, TX 75201
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term359 Months
DueMar 24, 2051

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address1925 46TH AVE APT 88, 88, CAPITOLA, CA 95010-2630
Transaction TypeMortgage
Record UpdatedNov 09, 2022
Title CompanyFIRST AMERICAN TIT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1925 48TH AVE #88 88, 88, CAPITOLA, CA 95010

Mortgage

Document Number0000005742
DateFeb 01, 2021
Instrument2021-0005742
Lender
NameACADEMY MORTGAGE CORP
TypeMortgage Company
AddressDRAPER, UT 84020
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2051

October 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CRUZ CA
Recording DateOct 24, 2022
Property Address1925 46TH AVE APT 88, 88, CAPITOLA, CA 95010-2630
Document Number0000028979
Instrument DateOct 20, 2022
Instrument2022-0028979
Transaction TypeTransfer
Record UpdatedJun 07, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1925 46TH AVE APT 88, 88, CAPITOLA, CA 95010-2630

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
MunicipalityCapitola City
Secondary School DistrictSanta Cruz City High School District (9-12) (09 - 12)
Elementary School DistrictSoquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$192,708 (+2%) Land $115,625 Building $77,083
2025$3,314.00 (+13.07%) Homeowner's exemption$188,930 (+4.04%) Land $113,358 Building $75,572
2023$2,931.00 (+2.27%) Homeowner's exemption$181,593 Land $108,956 Building $72,637$498,780
2022$2,866.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871217012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2022)
Claims Outside the SFHA1 of 1
Most Recent ClaimDec 2022, other causes, Severe Winter Storms, Flooding, Landslides, And Mudslides

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 752 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
Surfnet CommunicationsFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Cruzio Internet, AT&T, Verizon, T-Mobile USA, Xfinity, Spectrum, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

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