1925 46th Ave, Apt 81, Capitola, CA 95010 Property Records

Santa Cruz County property record for 1925 46th Ave, Apt 81, Capitola, CA 95010

Property Summary

Property TypeCondominium
Details2 bd · 1 ba · 856 sqft · built 1973
Lot Size0.018 acres (784 sqft)
Owner2 Company Names on Record
Last Sale$475,000 (Sep 2020)
Tax Bill$7,007 (2025)
Deeds & MortgagesSep 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN034-581-45

Property Details

APN / Parcel Number

Primary APN034-581-45
Alternative APN
  • 034-581-45-000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Building Area856 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Architectural StyleCondo/Apartment
Construction TypeWood
Roof TypeSawtooth
Roof MaterialComposition Shingle
Lot Area784 sqft (0.018 acres)
Garage TypeCarport
Garage Area240 sqft
CarportCarport
Carport Area240 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1925 46TH AVE, 81
CityCAPITOLA
StateCA
Zip95010-2630
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal SubdivisionCAPITOLA
Legal Lot Number2-4
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group2
Census Block2004
Census Tract121701

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address1925 46TH AVE, 81, CAPITOLA, CA 95010-2630
OccupancyOwner Occupied
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 11, 2020 · Amount on Record
Deed SaleSep 11, 2020 · Amount on Record
Prior SaleMay 13, 2010 · Amount on Record
Deed Document Number202035669
Last Transfer DateSep 30, 2024
Transfer Doc0000019263
Record UpdatedSep 20, 2026

September 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateSep 11, 2020
Property Address1925 46TH AVE APT 81, 81, CAPITOLA, CA 95010-2630
Document Number0000035669
Instrument DateSep 4, 2020
Instrument2020-0035669
Transaction TypeTransfer
Record UpdatedAug 17, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1925 46TH AVE APT 1, 1, CAPITOLA, CA 95010-2620

Mortgage

Document Number0000035670
DateSep 11, 2020
Instrument2020-0035670
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
MunicipalityCapitola City
Secondary School DistrictSanta Cruz City High School District (9-12) (09 - 12)
Elementary School DistrictSoquel Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$524,438 (+2%) Land $340,885 Building $183,553
2025$7,007.00 (+10.61%) Homeowner's exemption$514,155 (+4.04%) Land $334,201 Building $179,954
2023$6,335.00 (+1.42%) Homeowner's exemption$494,191 Land $321,224 Building $172,967$505,260
2022$6,246.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2022)
Claims Outside the SFHA1 of 1
Most Recent ClaimDec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 97.4% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOQUEL CREEK WATER DISTRICT
serves 40,962 people · EPA ID CA4410017
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 752 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Surfnet Communications
Fixed Wireless
100 / 20

May also be available: AT&T, Cruzio, GeoLinks, T-Mobile, Verizon, Xfinity.

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