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1925 46th Ave, Apt 7, Capitola, CA 95010 Property Records

Santa Cruz County property record for 1925 46th Ave, Apt 7, Capitola, CA 95010 · Last verified August 2026

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 856 sqft · built 1973
Lot Size0.018 acres (784 sqft)
Owner2 Individual Names on File
Last Sale$410,000 (Nov 2005)
Tax Bill$7,610 (2025)
Deeds & MortgagesMar 2026 Mortgage
Oct 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN034-581-04

Property Details

APN / Parcel Number

Primary APN034-581-04
Alternative APN
  • 034-581-04-000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Building Area856 sqft Living Area

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Architectural StyleCondo/Apartment
Construction TypeWood
Roof TypeSawtooth
Roof MaterialComposition Shingle
Lot Area784 sqft (0.018 acres)
Garage TypeCarport
Garage Area240 sqft
CarportCarport
Carport Area240 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1925 46TH AVE, 7
CityCAPITOLA
StateCA
Zip95010-2620
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal SubdivisionPATIO/BALCONY P-7
Legal Lot Number1-4
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group2
Census Block2004
Census Tract121701

Owner

Source: Santa Cruz County records · APN 034-581-04

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1925 46TH AVE, 7, CAPITOLA, CA 95010-2620
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Mar 02, 2026Deed of Trust, Mortgage · VA Mortgage
SAXTON MORTGAGE LLC
Oct 27, 2017Deed of Trust, Mortgage · Conventional Mortgage
MISCELLANEOUS GOVT AGCY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 22, 2005 · Amount on Record
Deed SaleNov 22, 2005 · Amount on Record
Prior SaleOct 06, 2003 · Amount on Record
Deed Document Number200581509
Prior Transfer DateFeb 11, 2004
Prior Transfer Doc0000009606
Record UpdatedSep 20, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address1925 46TH AVE APT 7, 7, CAPITOLA, CA 95010-2620
Transaction TypeMortgage
Record UpdatedMar 20, 2026
Title CompanyWFG LENDER SERVICES, WFG LENDER SERVICES RESWARE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1925 46TH AVE, CAPITOLA, CA 95010-2653

Mortgage

Document Number0000004489
DateMar 02, 2026
Instrument2026-0004489
Lender
NameSAXTON MORTGAGE LLC
TypeMortgage Company
AddressSAN DIEGO, CA 92122
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2056

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address1925 46TH AVE APT 7, 7, CAPITOLA, CA 95010-2620
Document Number0000038031
Instrument DateOct 27, 2017
Transaction TypeMortgage
Record UpdatedAug 28, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1925 46TH AVE #7 CAPITOLA CA 950102620, 7, CAPITOLA, CA 95010-2620

Mortgage

Document Number0000038031
DateNov 13, 2017
Instrument38031
Lender
NameMISCELLANEOUS GOVT AGCY
AddressRIVERSIDE, CA 92517
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
MunicipalityCapitola City
Secondary School DistrictSanta Cruz City High School District (9-12) (09 - 12)
Elementary School DistrictSoquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$571,509 (+2%) Land $342,904 Building $228,605
2025$7,610.00 (+10.39%)$560,302 (+4.04%) Land $336,180 Building $224,122
2023$6,894.00 (+1.34%)$538,545 Land $323,126 Building $215,419$526,230
2022$6,803.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871217012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2022)
Claims Outside the SFHA1 of 1
Most Recent ClaimDec 2022, other causes, Severe Winter Storms, Flooding, Landslides, And Mudslides

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 752 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
Surfnet CommunicationsFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Cruzio Internet, AT&T, Verizon, T-Mobile USA, Xfinity, Spectrum, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

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