1925 46th Ave, Apt 31, Capitola, CA 95010 Property Records

Santa Cruz County property record for 1925 46th Ave, Apt 31, Capitola, CA 95010

Property Summary

Property Type	Condominium
Details	1 bd · 1 ba · 665 sqft · built 1973
Lot Size	0.015 acres (653 sqft)
Owner	2 Individual Names on Record
Last Sale	$523,000 (Sep 2024)
Tax Bill	$7,123 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`034-581-16`

Property Details

APN / Parcel Number

Primary APN	`034-581-16`
Alternative APN	`034-581-16-000`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	4 Rooms
Building Area	665 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 2000
Architectural Style	Condo/Apartment
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	653 sqft (0.015 acres)
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Carport Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1925 46TH AVE, 31
City	CAPITOLA
State	CA
Zip	95010-2623
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Subdivision	PLAN
Legal Lot Number	1-4
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	2
Census Block	2004
Census Tract	121701

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1925 46TH AVE, 31, CAPITOLA, CA 95010-2623
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2022	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jul 28, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Jun 20, 2018	Grant Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2024 · Amount on Record
Deed Sale	Sep 11, 2024 · Amount on Record
Prior Sale	Jun 20, 2018 · Amount on Record
Deed Document Number	202417733
Prior Transfer Date	Aug 4, 1995
Prior Transfer Doc	0000039497
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	1925 46TH AVE APT 31, 31, CAPITOLA, CA 95010-2623
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1925 46TH AVE 31, 31, CAPITOLA, CA 95010-2623

Mortgage

Document Number	0000019764
Date	Jul 5, 2022
Instrument	2022-0019764

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	325 Months
Due	Aug 1, 2049

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	1925 46TH AVE APT 31, 31, CAPITOLA, CA 95010-2623
Document Number	0000029151
Instrument Date	Jul 28, 2020
Transaction Type	Mortgage
Record Updated	Aug 19, 2020
Title Company	AMROCK TITLE CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1925 46TH AVE #31 CAPITOLA CA 950102623, 31, CAPITOLA, CA 95010-2623

Mortgage

Document Number	0000029151
Date	Aug 3, 2020
Instrument	29151

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 2, 2050

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jun 20, 2018
Property Address	1925 46TH AVE APT 31, 31, CAPITOLA, CA 95010-2623
Document Number	0000018786
Map Reference	VOL 3491 PG 663
Instrument Date	Jun 14, 2018
Instrument	2018-0018786
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1925 46TH AVE APT 31, 31, CAPITOLA, CA 95010-2623

Mortgage

Document Number	0000018787
Date	Jun 20, 2018
Instrument	2018-0018787

Lender

Name	AMERICAN PACIFIC MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Capitola City
Secondary School District	Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District	Soquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$533,460 (+2%) Land $373,422 Building $160,038
2025	$7,123.00 (+20.81%) Homeowner's exemption	$523,000 (+15.23%) Land $366,100 Building $156,900
2023	$5,896.00 (+1.48%) Homeowner's exemption	$453,863 Land $340,397 Building $113,466	$484,200
2022	$5,810.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 752 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20

May also be available: AT&T, Cruzio, GeoLinks, T-Mobile, Verizon, Xfinity.

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