1925 46th Ave, Apt 158, Capitola, CA 95010 Property Records

Santa Cruz County property record for 1925 46th Ave, Apt 158, Capitola, CA 95010

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,084 sqft · built 1973
Lot Size	0.023 acres (1,002 sqft)
Owner	Individual Name on Record
Last Sale	$657,000 (Jan 2026)
Tax Bill	$12,238 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Nov 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`034-591-79`

Property Details

APN / Parcel Number

Primary APN	`034-591-79`
Alternative APN	`034-591-79-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,084 sqft Living Area

Exterior

Year Built	Built 1973
Effective Year Built	Effective 2000
Architectural Style	Condo/Apartment
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	1,002 sqft (0.023 acres)
Garage Type	Carport
Garage Area	210 sqft
Carport	Carport
Carport Area	210 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1925 46TH AVE, 158
City	CAPITOLA
State	CA
Zip	95010-2641
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Subdivision	VILLAS/CAPITOLA TR #936
Legal Lot Number	1
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	2
Census Block	2004
Census Tract	121701

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1410 HARPER ST, SANTA CRUZ, CA 95062-2925
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2026	Grant Deed, Transfer · Conventional Mortgage BAY FCU
Nov 14, 2022	Grant Deed, Transfer
Apr 5, 2022	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 6, 2026 · Amount on Record
Deed Sale	Jan 6, 2026 · Amount on Record
Prior Sale	Apr 5, 2022 · Amount on Record
Deed Document Number	2026239
Prior Transfer Date	Aug 19, 1999
Prior Transfer Doc	0000065534
Record Updated	Oct 29, 2026

January 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jan 6, 2026
Property Address	1925 46TH AVE APT 158, 158, CAPITOLA, CA 95010-2641
Document Number	0000000239
Map Reference	VOL 70 PG 64
Instrument Date	Jan 2, 2026
Instrument	2026-0000239
Transaction Type	Transfer
Record Updated	Jan 22, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$722.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1410 HARPER ST, SANTA CRUZ, CA 95062-2925

Mortgage

Document Number	0000000240
Date	Jan 6, 2026
Instrument	2026-0000240

Lender

Name	BAY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

November 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Nov 14, 2022
Property Address	1925 46TH AVE APT 158, 158, CAPITOLA, CA 95010-2641
Document Number	0000030568
Map Reference	VOL 70 PG 64
Instrument Date	Nov 3, 2022
Instrument	2022-0030568
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1018 NW 130TH ST, SEATTLE, WA 98177-4112

April 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 5, 2022
Property Address	1925 46TH AVE APT 158, 158, CAPITOLA, CA 95010-2641
Document Number	0000010925
Map Reference	VOL 70 PG 64
Instrument Date	Mar 28, 2022
Instrument	2022-0010925
Transaction Type	Transfer
Record Updated	Apr 20, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,003.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1018 NW 130TH ST, SEATTLE, WA 98177-4112

Mortgage

Document Number	0000010926
Date	Apr 5, 2022
Instrument	2022-0010926

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Capitola City
Secondary School District	Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District	Soquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$987,178 (+2%) Land $691,025 Building $296,153
2025	$12,238.00 (+9.67%)	$967,822 (+4.04%) Land $677,475 Building $290,347
2023	$11,159.00 (+66.33%)	$930,240 Land $651,168 Building $279,072	$846,270
2022	$6,709.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 752 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20

May also be available: AT&T, Cruzio, GeoLinks, T-Mobile, Verizon, Xfinity.

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