Santa Cruz County property record for 1925 46th Ave, Apt 14, Capitola, CA 95010
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 1.5 ba · 1,004 sqft · built 1973 |
| Lot Size | 0.019 acres (828 sqft) |
| Owner | Individual Name on File |
| Last Sale | $509,000 (Jan 2024) |
| Tax Bill | $7,078 (2025) |
| Deeds & Mortgages | Jan 2024 Sale & Mortgage Dec 2023 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 034-591-07 |
| Primary APN | 034-591-07 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Building Area | 1,004 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Condo/Apartment |
| Construction Type | Wood |
| Roof Type | Sawtooth |
| Roof Material | Composition Shingle |
| Lot Area | 828 sqft (0.019 acres) |
| Garage Type | Carport |
| Garage Area | 240 sqft |
| Carport | Carport |
| Carport Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1925 46TH AVE, 14 |
|---|---|
| City | CAPITOLA |
| State | CA |
| Zip | 95010-2621 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Subdivision | 936 VILLAS CAPITOLA |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 121701 |
Source: Santa Cruz County records · APN 034-591-07
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1925 46TH AVE, 14, CAPITOLA, CA 95010-2621 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 18, 2024 | Grant Deed, Transfer · Conventional Mortgage NMSI INC |
| Dec 11, 2023 | Intrafamily Transfer, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Dec 11, 2023 | Grant Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Dec 11, 2023 | Affidavit of Death of Joint Tenant, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Apr 13, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 18, 2024 · Amount on Record |
| Deed Sale | Jan 18, 2024 · Amount on Record |
| Prior Sale | Dec 11, 2023 · Amount on Record |
| Deed Document Number | 20241005 |
| Prior Transfer Date | Dec 04, 2023 |
| Prior Transfer Doc | 0000023720 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Jan 18, 2024 |
| Property Address | 1925 46TH AVE APT 14, 14, CAPITOLA, CA 95010-2621 |
| Document Number | 0000001005 |
| Map Reference | VOL 70 PG 64 |
| Instrument Date | Jan 04, 2024 |
| Instrument | 2024-0001005 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2024 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $559.90 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3196 ROHRER DR, LAFAYETTE, CA 94549-5600 |
| Document Number | 0000001006 |
|---|---|
| Date | Jan 18, 2024 |
| Instrument | 2024-0001006 |
| Name | NMSI INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2054 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Dec 11, 2023 |
| Property Address | 1925 46TH AVE APT 14, 14, CAPITOLA, CA 95010-2621 |
| Document Number | 0000023722 |
| Map Reference | VOL 70 PG 64 |
| Instrument Date | Dec 08, 2023 |
| Instrument | 2023-0023722 |
| Transaction Type | Transfer |
| Record Updated | Dec 28, 2023 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1925 46TH AVE APT 14, 14, CAPITOLA, CA 95010-2621 |
| Investor | Possibly a Property Investor |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Dec 11, 2023 |
| Property Address | 1925 46TH AVE APT 14, 14, CAPITOLA, CA 95010-2621 |
| Document Number | 0000023721 |
| Map Reference | MB 3491 PG 663 |
| Instrument Date | Dec 08, 2023 |
| Instrument | 2023-0023721 |
| Transaction Type | Transfer |
| Record Updated | Dec 28, 2023 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $511.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1395 41ST AVE STE C, C, CAPITOLA, CA 95010-3930 |
| Investor | Possibly a Property Investor |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Dec 11, 2023 |
| Property Address | 1925 46TH AVE APT 14, 14, CAPITOLA, CA 95010-2621 |
| Document Number | 0000023720 |
| Map Reference | VOL 70 PG 64 |
| Instrument Date | Dec 07, 2023 |
| Instrument | 2023-0023720 |
| Transaction Type | Transfer |
| Record Updated | Dec 28, 2023 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6405 NORBURY DR, DALLAS, TX 75248-1338 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 1925 46TH AVE APT 14, 14, CAPITOLA, CA 95010-2621 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | AMERICAN TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0000011103 |
|---|---|
| Date | Apr 13, 2018 |
| Instrument | 2018-0011103 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | TAMPA, FL 33634 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Municipality | Capitola City |
| Secondary School District | Santa Cruz City High School District (9-12) (09 - 12) |
| Elementary School District | Soquel Elementary School District (KG - 08) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $529,356 (+2%) Land $370,549 Building $158,807 | ||
| 2025 | $7,078.00 (+105.82%) | $518,976 (+127.32%) Land $363,283 Building $155,693 | |
| 2023 | $3,439.00 (+2.02%) Homeowner's exemption | $228,298 Land $108,317 Building $119,981 | $529,830 |
| 2022 | $3,371.00 |
Source: FEMA National Flood Hazard Layer as of July 10, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2022) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Surfnet Communications Fixed Wireless | 100 / 20 |
May also be available: AT&T, California Internet, Cruzio Internet, T-Mobile USA, Verizon, Xfinity.
Based on FCC filings for 752 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SOQUEL CREEK WATER DISTRICT serves 40,962 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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