1925 46th Ave, Apt 130, Capitola, CA 95010 Property Records

Santa Cruz County property record for 1925 46th Ave, Apt 130, Capitola, CA 95010

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 1,004 sqft · built 1973
Lot Size	0.021 acres (915 sqft)
Owner	2 Individual Names on File
Last Sale	$274,000 (Jul 2002)
Tax Bill	$5,754 (2025)
Deeds & Mortgages	Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`034-591-65`

Property Details

APN / Parcel Number

Primary APN	`034-591-65`
Alternative APN	`034-591-65-000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,004 sqft Living Area

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Condo/Apartment
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	915 sqft (0.021 acres)

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1925 46TH AVE, 130
City	CAPITOLA
State	CA
Zip	95010-2636
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Subdivision	CAPITOLA
Legal Lot Number	1
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	2
Census Block	2004
Census Tract	121701

Owner

Source: Santa Cruz County records · APN 034-591-65

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1925 46TH AVE, 130, CAPITOLA, CA 95010-2636
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 10, 2002 · Amount on Record
Deed Sale	Jul 10, 2002 · Amount on Record
Prior Sale	Jul 12, 2001 · Amount on Record
Deed Document Number	200248712
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	1925 46TH AVE APT 130, 130, CAPITOLA, CA 95010-2636
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1925 46TH AVE 130, 130, CAPITOLA, CA 95010-2636

Mortgage

Document Number	0000031223
Date	Jun 07, 2021
Instrument	2021-0031223

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2051

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Capitola City
Secondary School District	Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District	Soquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$404,782 (+2%) Land $242,868 Building $161,914
2025	$5,754.00 (+11.02%)	$396,845 (+4.04%) Land $238,106 Building $158,739
2023	$5,183.00 (+1.55%)	$381,435 Land $228,860 Building $152,575	$600,480
2022	$5,104.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), as of July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871217012, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20

May also be available: AT&T, California Internet, Cruzio Internet, T-Mobile USA, Verizon, Xfinity.

Based on FCC filings for 752 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system CA4410017, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.