Clay County property record for 1925 340th St, Spencer, IA 51301
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 2 ba · 1,672 sqft · built 1900 |
| Lot Size | 40 acres (1,742,400 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,530 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 963710100001 |
| Primary APN | 963710100001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,672 sqft Living Area |
| 1st Floor Area | 576 sqft |
| Basement Area | 576 sqft |
| Unfinished Basement | 576 sqft |
| Game Room | Game Room |
| Flooring | Hardwood |
| Interior Walls | Plaster |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 1,742,400 sqft (40 acres) |
| Porch | Enclosed Porch |
| Porch Area | 108 sqft |
| Granary | Granary |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1925 340TH ST |
|---|---|
| City | SPENCER |
| State | IA |
| Zip | 51301-7448 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | A-1 AGRICU |
| Legal Description | NW NW |
| Legal Range | 37W |
| Legal Township | 96N |
| Legal Section | 10 |
| Jurisdiction | CLAY IA |
| Township / Civil Division | RIVERTON |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 80302 |
1925 340th St, a rural home, is owned by an individual.
Source: Clay County records, as of September 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1770 310TH ST, SPENCER, IA 51301-7427 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 1925 340th St was $1,530, up 6.1% from the year before.
Source: Clay County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Clay County |
| Unified School District | Spencer Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,530.00 (+6.1%) | $118,580 Land $59,910 Building $58,670 | $118,580 Land $59,910 Building $58,670 |
| 2024 | $1,442.00 | ||
| 2023 | $97,570 (+26.37%) Land $43,530 Building $54,040 | $97,570 Land $43,530 Building $54,040 | |
| 2022 | $1,308.00 Additional exemption filed | $77,210 Land $34,910 Building $42,300 | |
| 2021 | $77,210 Land $34,910 Building $42,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1925 340th St in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective February 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 10 (2024) |
| Claims Outside the SFHA | 2 of 10 |
| Most Recent Claim | Jun 2024 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1925 340th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 98.1% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nextlink Fixed Wireless | 500 / 100 |
| Evertek Fixed Wireless | 35 / 5 |
May also be available: AT&T, Spencer Municipal Utilities.
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