19240 Ederer Rd, Merrill, MI 48637 Property Records

Saginaw County property record for 19240 Ederer Rd, Merrill, MI 48637 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 4,074 sqft · built 1996
Lot Size	9.75 acres (424,710 sqft)
Owner	2 Individual Names on File
Last Sale	$55,500 (Sep 2008)
Tax Bill	$2,963 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Sep 2019 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`17-12-1-36-4005-000`

Property Details

APN / Parcel Number

Primary APN	`17-12-1-36-4005-000`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	4,074 sqft Living Area
1st Floor Area	4,074 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	424,710 sqft (9.75 acres)
Garage Area	756 sqft
Parking Spaces	3 Parking Spaces
Deck Area	Deck Area
Patio Area	312 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	19240 EDERER RD
City	MERRILL
State	MI
Zip	48637-9548
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 333.33 FT OF SE 1/4 OF SE 1/4 10 ACRES SEC 36 T12N R1E
Legal Range	01E
Legal Township	12N
Legal Section	36
Jurisdiction	SAGINAW MI
Township / Civil Division	JONESFIELD
Census Block Group	1
Census Block	1063
Census Tract	12200

Owner

Source: Saginaw County records · APN 17-12-1-36-4005-000

Assessment roll updated September 9, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	19240 EDERER RD, MERRILL, MI 48637-9548
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2022	Deed of Trust, Mortgage · Conventional Mortgage ISABELLA BANK
Sep 19, 2019	Trustee's Deed, Construction Loan · Construction Mortgage ISABELLA BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 23, 2008 · Amount on Record
Deed Sale	Sep 23, 2008 · Amount on Record
Prior Sale	Jul 20, 1995 · Amount on Record
Deed Book / Page	2509 / 932
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	19240 EDERER RD, MERRILL, MI 48637-9548
Transaction Type	Mortgage
Record Updated	Jan 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19240 EDERER RD, MERRILL, MI 48637-9548

Mortgage

Document Number	0000001178
Date	Jan 13, 2022
Instrument	2022001178

Lender

Name	ISABELLA BANK
Type	Bank
Address	MOUNT PLEASANT, MI 48858

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2052

September 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	SAGINAW MI
Recording Date	Sep 19, 2019
Property Address	19240 EDERER RD, MERRILL, MI 48637-9548
Instrument Date	Sep 13, 2019
Instrument	23454
Transaction Type	Construction Loan
Record Updated	Oct 02, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	19240 EDERER RD MERRILL MI 486379548, MERRILL, MI 48637-9548

Mortgage

Document Number	0000023454
Date	Sep 19, 2019
Instrument	23454

Lender

Name	ISABELLA BK
Type	Bank
Address	MOUNT PLEASANT, MI 48858

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 18, 2049

Tax Assessment & Valuation

Source: Saginaw County records · Assessment roll updated September 9, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Jonesfield Township
Unified School District	Merrill Community Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$364,200 (+750.93%)	$728,400 (+750.93%)
2025	$2,963.00 (+77.43%) Homeowner's exemption
2023		$42,800	$85,600
2022	$1,670.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Saginaw County (26145C), updated March 29, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 3 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
LakeNet	Fiber	1,000 / 500

May also be available at this address: CMS Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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