1924 Thomas Dr, Annapolis, MD 21409 Property Records

Anne Arundel County property record for 1924 Thomas Dr, Annapolis, MD 21409

Property Summary

Property TypeSingle Family Home
Details3 ba · 3,314 sqft · built 1975
Lot Size0.417 acres (18,145 sqft)
Owner2 Individual Names on Record
Last Sale$1,733,000 (Aug 2026)
Tax Bill$8,565 (2025)
Deeds & MortgagesAug 2026 Sale & Mortgage
Apr 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN03-640-27638900

Property Details

APN / Parcel Number

Primary APN03-640-27638900
Alternative APNs
  • 3-640-27638900
  • 64027638900

Interior

Full Baths3 Baths
Stories1 Story
Building Area3,314 sqft Living Area
1st Floor Area1,988 sqft
Basement Area1,326 sqft
Finished Basement1,326 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Architectural StyleSplit Foyer
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area18,145 sqft (0.417 acres)
View / LotWaterfront
PorchOpen Porch
Porch Area272 sqft
Deck Area432 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelElectric
SewerConnected
Water SourceCommercial

Location & Zoning

Account Number64027638900
Street Address1924 THOMAS DR
CityANNAPOLIS
StateMD
Zip21409-6238
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLT 2 PL 6 PENDENNIS MOUNT
Legal SubdivisionPENDENNIS MOUNT
Legal Block3
Legal Lot Number2
JurisdictionANNE ARUNDEL MD
Township / Civil Division5
Census Block Group3
Census Block3011
Census Tract730901

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1924 THOMAS DR, ANNAPOLIS, MD 21409-6238
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Aug 6, 2026Deed, Transfer · Conventional Mortgage
PENTAGON FEDERAL CREDIT UNION
Apr 30, 2020Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Dec 29, 2021Deed of Trust, Mortgage · Stand-Alone Second Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 6, 2026 · Amount on Record
Deed SaleAug 6, 2026 · Amount on Record
Prior SaleDec 7, 2016 · Amount on Record
Deed Book / Page42602 / 240
Transfer Doc0000012686
Record UpdatedOct 29, 2026

August 2026: Deed, Transfer

Document TypeDeed
JurisdictionANNE ARUNDEL MD
Recording DateAug 6, 2026
Property Address1924 THOMAS DR, ANNAPOLIS, MD 21409-6238
Document Number4260000240
Book / Page42602 / 240
Instrument DateJul 10, 2026
Transaction TypeTransfer
Record UpdatedSep 11, 2026
Title CompanyCLA TITLE AND ESCROW, CLA TITLE & ESCROW

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,750,330.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1924 THOMAS DR, ANNAPOLIS, MD 21409-6238

Mortgage

Document Number4260000249,
DateAug 6, 2026
Book Page42602/249
Lender
NamePENTAGON FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2056
Interest
Rate TypeAdjustable Rate
Rate5.75%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address1924 THOMAS DR, ANNAPOLIS, MD 21409-6238
Transaction TypeMortgage
Record UpdatedOct 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0345090165
DateApr 30, 2020
Book Page34509/165
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term320 Months
DueDec 1, 2046

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address1924 THOMAS DR, ANNAPOLIS, MD 21409-6238
Transaction TypeMortgage
Record UpdatedOct 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1924 THOMAS DR, ANNAPOLIS, MD 21409-6238

Mortgage

Document Number0381450203
DateDec 29, 2021
Book Page38145/203
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressDENVER, CO 80249
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term300 Months
DueDec 1, 2046

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$880,667 (+2.51%)$902,200 (-) Land $517,100 Building $385,100
2025$8,565.00 (+10.79%) Homeowner's exemption$859,133 (+6.13%)$902,200 (+7.71%) Land $517,100 Building $385,100
2023$7,731.00 Homeowner's exemption$809,533$837,600 Land $517,100 Building $320,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 87% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGLEN BURNIE-BROADNECK
serves 290,606 people · EPA ID MD0020017
Water SourceGroundwater
Last State InspectionMay 2024
LeadUnder 1 ppb (2016–2018)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

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