1924 Royal Ln, Aurora, IL 60503 Property Records

Kendall County property record for 1924 Royal Ln, Aurora, IL 60503

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,237 sqft · built 2000
Lot Size	0.193 acres (8,389 sqft)
Owner	2 Individual Names on File
Last Sale	$330,000 (Dec 2021)
Tax Bill	$9,552 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Aug 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-01-278-017`

Property Details

APN / Parcel Number

Primary APN	`03-01-278-017`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,237 sqft Living Area
Gross Area	2,682 sqft
1st Floor Area	2,237 sqft
Basement Area	424 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Bi-Level
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	8,389 sqft (0.193 acres)
Garage Type	Attached
Garage Area	445 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1924 ROYAL LN
City	AURORA
State	IL
Zip	60503-7813
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 128 MISTY CREEK CITY OF AURORA
Legal Subdivision	MISTY CREEK
Legal Lot Number	128
Jurisdiction	KENDALL IL
Township / Civil Division	OSWEGO
Census Block Group	3
Census Block	3014
Census Tract	890104

Owner

1924 Royal Ln is owned and occupied by two individuals who acquired it in June 2026.

Source: Kendall County records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1924 ROYAL LN, AURORA, IL 60503-7813
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Quit Claim Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Aug 23, 2022	Deed of Trust, Mortgage · FHA Mortgage AMERICAN PACIFIC MORTGAGE CORP
Dec 20, 2021	Warranty Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MORTGAGE CORP
Jul 14, 2017	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2021 · Amount on File
Deed Sale	Dec 20, 2021 · Amount on File
Prior Sale	Sep 6, 2000 · Amount on File
Deed Document Number	202132983
Last Transfer Date	Jun 29, 2026
Transfer Doc	0000010943
Record Updated	Sep 20, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENDALL IL
Recording Date	Jul 28, 2026
Property Address	1924 ROYAL LN, AURORA, IL 60503-7813
Document Number	0000010943
Instrument Date	Jun 29, 2026
Instrument	202610943
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1924 ROYAL LN, AURORA, IL 60503-7813

Mortgage

Document Number	0000010944,
Date	Jul 28, 2026
Instrument	202610944

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 1, 2046

Interest

Rate Type	Fixed Rate
Rate	8.25%
Initial Type	Fixed Rate
Max Rate	-1%

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	1924 ROYAL LN, AURORA, IL 60503-7813
Transaction Type	Mortgage
Record Updated	Sep 2, 2022
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014065
Date	Aug 23, 2022
Instrument	202200014065

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	95561

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	353 Months
Due	Jan 1, 2052

Interest

Rate Type	Fixed Rate
Rate	3.25%

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Dec 20, 2021
Property Address	1924 ROYAL LN, AURORA, IL 60503-7813
Document Number	0000032983
Map Reference	DOC 9910833
Instrument Date	Dec 8, 2021
Instrument	202100032983
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1924 ROYAL LN, 1924, AURORA, IL 60503-7813

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1924 ROYAL LN, AURORA, IL 60503-7813

Mortgage

Document Number	0000032985
Date	Dec 20, 2021
Instrument	202100032985

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Interest

Rate Type	Fixed Rate
Rate	3.25%

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	1924 ROYAL LN, AURORA, IL 60503-7813
Document Number	0000011691
Instrument Date	Jul 14, 2017
Transaction Type	Mortgage
Record Updated	Aug 21, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1924 ROYAL LN AURORA IL 605037813, AURORA, IL 60503-7813

Mortgage

Document Number	0000011691
Date	Jul 27, 2017
Instrument	11691

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 26, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1924 Royal Ln was $9,552, down 3.9% from the year before.

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kendall County
County Subdivision	Oswego Township
Unified School District	Oswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,552.00 (-3.91%)	$119,080 Land $30,261 Building $88,819	$357,240 Land $90,783 Building $266,457
2024	$9,941.00
2022		$97,511 Land $24,779 Building $72,732	$292,533 Land $74,337 Building $218,196

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1924 Royal Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1924 Royal Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 396 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon, Watch TV.

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