St. Louis County property record for 1924 Hartley Rd, Duluth, MN 55803
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.75 ba · 1,500 sqft · built 1965 |
| Lot Size | 0.228 acres (9,954 sqft) |
| Owner | Individual Name on File |
| Last Sale | $220,000 (Feb 2012) |
| Tax Bill | $5,470 (2026) |
| Deeds & Mortgages | May 2021 Mortgage Nov 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-3420-01320 |
| Primary APN | 010-3420-01320 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,500 sqft Gross Area |
| 1st Floor Area | 1,500 sqft |
| Basement Area | 972 sqft |
| Finished Basement | 972 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Split Foyer |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 9,954 sqft (0.228 acres) |
| Garage Type | Basement |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Deck Area | 240 sqft |
| Storage Building | 64 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 929494 |
|---|---|
| Street Address | 1924 HARTLEY RD |
| City | DULUTH |
| State | MN |
| Zip | 55803-2431 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 5 EX S 17 FT AND SELY 1/2 OF LOT 6EX S 17 FT SERIAL # |
| Legal Subdivision | NASHVILLE DIV OF DULUTH |
| Legal Block | 9 |
| Legal Lot Number | 5,6E |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 500 |
1924 Hartley Rd is owned and occupied by an individual who bought it in February 2012.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1924 HARTLEY RD, DULUTH, MN 55803-2431 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage THE LAKE BANK |
| Nov 7, 2019 | Deed of Trust, Mortgage · Line of Credit LAKE BK |
| Sep 18, 2019 | Deed of Trust, Mortgage · Conventional Mortgage LAKE BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 22, 2012 · Amount on File |
| Deed Sale | Feb 22, 2012 · Amount on File |
| Deed Document Number | 2012910953 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 1924 HARTLEY RD, DULUTH, MN 55803-2431 |
| Transaction Type | Mortgage |
| Record Updated | May 31, 2021 |
| Title Company | NOT AVAILABLE, NST |
| Name | Verified Name |
|---|
| Document Number | 0001040198 |
|---|---|
| Date | May 4, 2021 |
| Instrument | 1040198 |
| Name | THE LAKE BANK |
|---|---|
| Type | Bank |
| Address | TWO HARBORS, MN 55616 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 1924 HARTLEY RD, DULUTH, MN 55803-2431 |
| Document Number | 00T1017735 |
| Instrument Date | Nov 7, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1924 HARTLEY RD DULUTH MN 558032431, DULUTH, MN 55803-2431 |
| Document Number | 00T1017735 |
|---|---|
| Date | Nov 20, 2019 |
| Instrument | T1017735 |
| Name | LAKE BK |
|---|---|
| Type | Bank |
| Address | TWO HARBORS, MN 55616 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 1924 HARTLEY RD, DULUTH, MN 55803-2431 |
| Document Number | 00T1015359 |
| Instrument Date | Sep 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 1924 HARTLEY RD DULUTH MN 558032431, DULUTH, MN 55803-2431 |
| Document Number | 00T1015359 |
|---|---|
| Date | Sep 24, 2019 |
| Instrument | T1015359 |
| Name | LAKE BK |
|---|---|
| Type | Bank |
| Address | TWO HARBORS, MN 55616 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 23, 2034 |
The 2026 property tax bill for 1924 Hartley Rd was $5,470 with a homeowner's exemption, up 7.6% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,470.00 (+7.55%) Homeowner's exemption | ||
| 2025 | $5,086.00 (-4.22%) Homeowner's exemption | $415,500 (+8.88%) Land $36,000 Building $379,500 | $415,500 (+8.88%) Land $36,000 Building $379,500 |
| 2024 | $5,310.00 | $381,600 Land $57,600 Building $324,000 | $381,600 Land $57,600 Building $324,000 |
| 2022 | $347,200 Land $54,000 Building $293,200 | $347,200 Land $54,000 Building $293,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1924 Hartley Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 2 (1979–1991) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 1991 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1924 Hartley Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 92% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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