1924 Gracewood Dr, Charleston, SC 29414 Property Records

Charleston County property record for 1924 Gracewood Dr, Charleston, SC 29414

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,140 sqft · built 2010
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on Record
Last Sale	$465,000 (Jun 2021)
Tax Bill	$2,733 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Jun 2021 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`309-00-00-404`

Property Details

APN / Parcel Number

Primary APN	`309-00-00-404`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,140 sqft Living Area
Gross Area	3,864 sqft
1st Floor Area	1,532 sqft
Upper Floors Area	608 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Wood
Lot Area	4,792 sqft (0.11 acres)
Terrain	High

Exterior Amenities

Porch	Slab
Porch Area	332 sqft
Deck Area	24 sqft
Patio Area	24 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	1924 GRACEWOOD DR
City	CHARLESTON
State	SC
Zip	29414-6679
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -ESSEX FARMS PHASE 17A CAROLINA BAY DESCRIPTION -LOT 78
Legal Subdivision	ESSEX FARMS PHASE 17A CAROLINA BAY
Legal Phase	17A
Legal Lot Number	78
Jurisdiction	CHARLESTON SC
Township / Civil Division	WEST ASHLEY
Census Block Group	3
Census Block	3000
Census Tract	5601

Owner

Source: Charleston County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1924 GRACEWOOD DR, CHARLESTON, SC 29414-6679
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage JFQ LENDING INC
Jun 4, 2021	Warranty Deed, Transfer · Conventional Mortgage NTFN INC
Apr 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage PNC BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2021 · Amount on Record
Deed Sale	Jun 4, 2021 · Amount on Record
Prior Sale	Aug 8, 2011 · Amount on Record
Deed Book / Page	999 / 254
Prior Transfer Date	Aug 11, 2016
Prior Transfer Doc	0582/0232
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	1924 GRACEWOOD DR, CHARLESTON, SC 29414-6679
Transaction Type	Mortgage
Record Updated	Mar 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1924 GRACEWOOD DR, CHARLESTON, SC 29414-6679
Investor	Possibly a Property Investor

Mortgage

Document Number	0011510850
Date	Dec 6, 2022
Book Page	1151/850

Lender

Name	JFQ LENDING INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85256

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Dec 1, 2047

Interest

Rate Type	Adjustable Rate
Type Change Date	Jan 1, 2024
Change Frequency	6 Months
Min Rate At Change	4.9%
Max Rate At Change	9.9%
Index	Other
Max Rate	12.9%

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLESTON SC
Recording Date	Jun 4, 2021
Property Address	1924 GRACEWOOD DR, CHARLESTON, SC 29414-6679
Document Number	09990254
Book / Page	999 / 254
Map Reference	MB L09 PG 0517-0519
Instrument Date	May 26, 2021
Transaction Type	Transfer
Record Updated	Jul 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1924 GRACEWOOD DR, CHARLESTON, SC 29414-6679
Investor	Possibly a Property Investor

Mortgage

Document Number	999255
Date	Jun 4, 2021
Instrument	999/255

Lender

Name	NTFN INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	1924 GRACEWOOD DR, CHARLESTON, SC 29414-6679
Document Number	0878/0422
Instrument Date	Apr 21, 2020
Transaction Type	Mortgage
Record Updated	Jun 3, 2020
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1924 GRACEWOOD DR CHARLESTON SC 294146679, CHARLESTON, SC 29414-6679

Mortgage

Document Number	0878/0422
Date	Apr 29, 2020
Book Page	000878/000422

Lender

Name	PNC BK
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 28, 2050

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,733.00 (+11.78%)	$534,750 (+2,775%) Land $109,800 Building $424,950	$610,200 (+31.23%) Land $109,800 Building $500,400
2024	$2,445.00 (+7.38%)	$18,600 (-)
2022	$2,277.00	$18,600	$465,000 (-) Land $100,000 Building $365,000
2020			$465,000 Land $100,000 Building $365,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 688 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	688 in force
Nearby Flood Claims	7 (2015–2022)
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 42% of South Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: WOW Internet, Cable & Phone.

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